Mortgage lending in Saunders County, Nebraska
Lenders in Saunders County, Nebraska reported 907 mortgage applications for 2025, according to the CFPB.
907 mortgage applications and 621 loans originated in 2025; the denial rate was 12.1% of 741 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Saunders County, NE HUD Metro FMR Area.
- 907
- Applications
- 621
- Loans originated
- 12.1%
- Denial rate
- 90 denied of 741 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 907 | 621 |
| 2024 | 805 | 594 |
| 2023 | 689 | 485 |
| 2022 | 881 | 639 |
| 2021 | 1,545 | 1,143 |
| 2020 | 1,597 | 1,178 |
| 2019 | 1,078 | 807 |
| 2018 | 848 | 607 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Union Bank and Trust Company | 43 | 57 |
| Pinnacle Bank | 33 | 38 |
| Rocket Mortgage | 32 | 40 |
| FirstBank of Nebraska | 27 | 30 |
| West Gate Bank | 24 | 28 |
| Wahoo State Bank | 21 | 26 |
| First National Bank of Omaha | 17 | 26 |
| United Wholesale Mortgage | 16 | 18 |
| Lincoln Federal SVGS BK of NE | 16 | 20 |
| Centris Federal Credit Union | 15 | 20 |
| RVR Bank | 14 | 16 |
| Pennymac Loan Services LLC | 14 | 21 |
| Gershman Investment Corp. | 12 | 14 |
| Metro Credit Union | 11 | 14 |
| Charter West Bank | 11 | 20 |
| Liberty First Credit Union | 11 | 18 |
| Cornhusker Bank | 10 | 11 |
| First State Bank Nebraska | 10 | 13 |
| CMG Mortgage Inc | 10 | 15 |
| Core Bank | 10 | 11 |
| Arbor Bank | 9 | 14 |
| Veridian Credit Union | 9 | 16 |
| Farmers and Merchants Bank of Ashland | 9 | 13 |
| Churchill Mortgage Corporation | 8 | 12 |
| First Bank | 8 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 770 | 11.7% of 634 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 111 | 13.6% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 730 | 12.1% of 597 decided |
| Joint | withheld | |
| Ethnicity Not Available | 133 | 11.1% of 108 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 267 | 15.9% of 214 decided |
| Female | 100 | 13.8% of 80 decided |
| Joint | 449 | 10.0% of 372 decided |
| Sex Not Available | 91 | 10.7% of 75 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 906 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved