Mortgage lending in Sarpy County, Nebraska
Lenders in Sarpy County, Nebraska reported 8,935 mortgage applications for 2025, according to the CFPB.
8,935 mortgage applications and 6,143 loans originated in 2025; the denial rate was 13.5% of 7,403 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Omaha-Council Bluffs, NE-IA HUD Metro FMR Area.
- 8,935
- Applications
- 6,143
- Loans originated
- 13.5%
- Denial rate
- 997 denied of 7,403 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,935 | 6,143 |
| 2024 | 8,251 | 5,510 |
| 2023 | 7,015 | 4,781 |
| 2022 | 9,154 | 6,269 |
| 2021 | 15,124 | 11,143 |
| 2020 | 16,638 | 12,359 |
| 2019 | 10,188 | 7,432 |
| 2018 | 8,446 | 6,105 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Veridian Credit Union | 422 | 572 |
| Rocket Mortgage | 314 | 419 |
| Centris Federal Credit Union | 313 | 453 |
| Mortgage Research Center | 270 | 394 |
| United Wholesale Mortgage | 265 | 315 |
| First National Bank of Omaha | 261 | 429 |
| Charter West Bank | 226 | 300 |
| DHI Mortgage Company, LTD. | 215 | 336 |
| Pinnacle Bank | 207 | 246 |
| Cobalt Credit Union | 157 | 184 |
| CMG Mortgage Inc | 138 | 194 |
| Guaranteed Rate, Inc. | 138 | 189 |
| Core Bank | 132 | 148 |
| Metro Credit Union | 129 | 202 |
| Churchill Mortgage Corporation | 124 | 142 |
| Pennymac Loan Services LLC | 123 | 207 |
| US Bank, N.A. | 120 | 230 |
| Fairway Independent Mort Corp | 109 | 138 |
| Navy Federal Credit Union | 107 | 187 |
| Access Bank | 107 | 123 |
| Guild Mortgage Company | 96 | 117 |
| West Gate Bank | 96 | 108 |
| Freedom Mortgage Corporation | 91 | 164 |
| Ark-LA-Tex Financial Services LLC | 76 | 90 |
| American National Bank | 70 | 92 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 43 | no rate: base under 50 |
| Asian | 247 | 15.8% of 202 decided |
| Black or African American | 259 | 25.9% of 197 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 6,817 | 12.2% of 5,732 decided |
| 2 or more minority races | 16 | no rate: base under 50 |
| Joint | 264 | 11.1% of 216 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,270 | 18.0% of 995 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 733 | 18.2% of 605 decided |
| Not Hispanic or Latino | 6,648 | 12.6% of 5,550 decided |
| Joint | 295 | 10.0% of 259 decided |
| Ethnicity Not Available | 1,259 | 16.3% of 989 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,647 | 15.3% of 2,120 decided |
| Female | 1,494 | 19.6% of 1,232 decided |
| Joint | 4,011 | 9.4% of 3,442 decided |
| Sex Not Available | 783 | 17.7% of 609 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 552 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved