Mortgage lending in Saline County, Nebraska

Lenders in Saline County, Nebraska reported 397 mortgage applications for 2025, according to the CFPB.

397 mortgage applications and 270 loans originated in 2025; the denial rate was 15.7% of 331 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Saline County, NE.

397
Applications: 270
Loans originated: 15.7%
Denial rate: 52 denied of 331 applications decided.

Every year

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Mortgage applications and loans originated in Saline County, Nebraska, by year
Year	Applications	Originated	Denied
2025	397	270	52
2024	347	227	56
2023	300	221	30
2022	384	272	36
2021	528	372	55
2020	527	376	55
2019	362	254	50
2018	357	243	54

The largest lenders here

Lenders in Saline County, Nebraska by loans originated, 2025
Lender	Originated	Applications
Pinnacle Bank	39	43
Union Bank and Trust Company	31	39
First State Bank Nebraska	20	24
City Bank & Trust Co.	20	27
Lincoln Federal SVGS BK of NE	19	20
Rocket Mortgage	17	24
Charter West Bank	13	16
Liberty First Credit Union	9	17
Gershman Investment Corp.	9	13
Security First Bank	7	7
CMG Mortgage Inc	7	7
Mortgage Research Center	6	9
United Wholesale Mortgage	6	8
Wells Fargo Bank NA	5	7
Lower, LLC	4	4
Heartland Bank	3	3
Coastal Community Bank	3	5
Newrez LLC	3	5
Freedom Mortgage Corporation	3	7
West Gate Bank	3	7
Regent Financial Group	2	4
FirstBank of Nebraska	2	3
Paramount Residential Mortgage	2	2
Veridian Credit Union	2	4
Fairway Independent Mort Corp	2	3

Applications by race, ethnicity and sex, 2025

By race, Saline County, Nebraska: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	under 10
White	312	15.0% of 266 decided
Joint	under 10
Free Form Text Only	under 10
Race Not Available	74	17.0% of 59 decided

By ethnicity, Saline County, Nebraska: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	71	10.3% of 58 decided
Not Hispanic or Latino	254	15.7% of 217 decided
Joint	under 10
Ethnicity Not Available	withheld

By sex, Saline County, Nebraska: applications and denial rate
Category	Applications	Denial rate
Male	126	18.8% of 101 decided
Female	76	18.8% of 69 decided
Joint	151	9.6% of 125 decided
Sex Not Available	44	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1802 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026