Mortgage lending in Richardson County, Nebraska
Lenders in Richardson County, Nebraska reported 216 mortgage applications for 2025, according to the CFPB.
216 mortgage applications and 133 loans originated in 2025; the denial rate was 24.0% of 183 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richardson County, NE.
- 216
- Applications
- 133
- Loans originated
- 24.0%
- Denial rate
- 44 denied of 183 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 216 | 133 |
| 2024 | 178 | 121 |
| 2023 | 171 | 107 |
| 2022 | 210 | 137 |
| 2021 | 283 | 203 |
| 2020 | 212 | 152 |
| 2019 | 154 | 97 |
| 2018 | 199 | 142 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Frontier Bank | 58 | 65 |
| State Bank of Table Rock | 15 | 17 |
| Rocket Mortgage | 11 | 19 |
| Mortgage Research Center | 4 | 8 |
| West Gate Bank | 4 | 6 |
| Community Banc Mortgage Corp | 3 | 3 |
| United Wholesale Mortgage | 3 | 3 |
| Lendage, LLC Dba Achieve Loans | 2 | 2 |
| Coastal Community Bank | 2 | 6 |
| The Federal Savings Bank | 2 | 2 |
| Nationstar Mortgage | 2 | 2 |
| Pinnacle Bank | 2 | 3 |
| Gnbank, N.A. | 2 | 4 |
| US Bank, N.A. | 2 | 5 |
| First National Bank of Omaha | 2 | 2 |
| American National Bank | 2 | 3 |
| University of Nebraska Federal Credit Union | 1 | 1 |
| Sofi Bank, National Association | 1 | 1 |
| Prosperity Home Mortgage, LLC | 1 | 1 |
| First Nebraska Bank | 1 | 1 |
| The Nodaway Valley Bank | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| Guild Mortgage Company | 1 | 3 |
| Charter West Bank | 1 | 2 |
| Liberty First Credit Union | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 171 | 22.1% of 149 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 175 | 22.0% of 150 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 32 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 67 | 29.6% of 54 decided |
| Female | 40 | no rate: base under 50 |
| Joint | 79 | 15.7% of 70 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2779 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved