Mortgage lending in Polk County, Nebraska
Lenders in Polk County, Nebraska reported 137 mortgage applications for 2025, according to the CFPB.
137 mortgage applications and 94 loans originated in 2025; the denial rate was 16.2% of 117 applications decided. The median loan was about $130,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Polk County, NE.
- 137
- Applications
- 94
- Loans originated
- 16.2%
- Denial rate
- 19 denied of 117 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 137 | 94 |
| 2024 | 129 | 85 |
| 2023 | 120 | 84 |
| 2022 | 135 | 88 |
| 2021 | 218 | 152 |
| 2020 | 208 | 147 |
| 2019 | 145 | 96 |
| 2018 | 133 | 90 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pinnacle Bank | 25 | 30 |
| West Gate Bank | 11 | 11 |
| Rocket Mortgage | 8 | 9 |
| Cornerstone Bank | 5 | 8 |
| Charter West Bank | 4 | 6 |
| Home Federal Savings and Loan | 3 | 3 |
| Prosperity Home Mortgage, LLC | 3 | 3 |
| Farm Credit Mid-America, Aca | 3 | 3 |
| Archer Cooperative Credit Union | 3 | 4 |
| Churchill Mortgage Corporation | 2 | 3 |
| Mortgage Research Center | 2 | 2 |
| Plains Commerce Bank | 2 | 4 |
| BankFirst | 2 | 2 |
| City Bank & Trust Co. | 2 | 2 |
| Union Bank and Trust Company | 2 | 4 |
| MNB Bank | 1 | 1 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| Bruning Bank | 1 | 1 |
| Points West Community Bank | 1 | 1 |
| New American Funding, LLC. | 1 | 1 |
| Newrez LLC | 1 | 3 |
| United Wholesale Mortgage | 1 | 1 |
| University Bank | 1 | 1 |
| Veridian Credit Union | 1 | 1 |
| Nationstar Mortgage | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 126 | 13.9% of 108 decided |
| Joint | under 10 | |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 123 | 13.3% of 105 decided |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 45 | no rate: base under 50 |
| Female | withheld | |
| Joint | 61 | 7.5% of 53 decided |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2298 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved