Mortgage lending in Platte County, Nebraska
Lenders in Platte County, Nebraska reported 1,003 mortgage applications for 2025, according to the CFPB.
1,003 mortgage applications and 676 loans originated in 2025; the denial rate was 15.9% of 842 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Platte County, NE.
- 1,003
- Applications
- 676
- Loans originated
- 15.9%
- Denial rate
- 134 denied of 842 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,003 | 676 |
| 2024 | 826 | 551 |
| 2023 | 731 | 516 |
| 2022 | 1,013 | 708 |
| 2021 | 1,529 | 1,140 |
| 2020 | 1,564 | 1,164 |
| 2019 | 908 | 612 |
| 2018 | 822 | 585 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pinnacle Bank | 161 | 179 |
| Charter West Bank | 84 | 114 |
| West Gate Bank | 48 | 64 |
| Plains Commerce Bank | 46 | 62 |
| Rocket Mortgage | 42 | 53 |
| First National Bank of Omaha | 37 | 59 |
| United Wholesale Mortgage | 19 | 28 |
| BankFirst | 16 | 16 |
| US Bank, N.A. | 14 | 38 |
| Union Bank and Trust Company | 14 | 14 |
| Mortgage Research Center | 8 | 15 |
| Farm Credit Mid-America, Aca | 7 | 8 |
| First Nebraska Bank | 7 | 12 |
| LendingOne LLC | 7 | 12 |
| Freedom Mortgage Corporation | 7 | 16 |
| Wells Fargo Bank NA | 7 | 10 |
| Kind Lending, LLC | 6 | 10 |
| Baxter Credit Union | 6 | 7 |
| Guaranteed Rate, Inc. | 6 | 7 |
| Pennymac Loan Services LLC | 6 | 17 |
| V.i.p. Mortgage, Inc. | 5 | 5 |
| BMO Harris Bank NA | 4 | 8 |
| Primelending | 4 | 5 |
| New American Funding, LLC. | 4 | 7 |
| Cornerstone Bank | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 837 | 14.9% of 713 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 139 | 21.7% of 106 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 297 | 19.5% of 251 decided |
| Not Hispanic or Latino | 570 | 14.3% of 483 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 121 | 16.7% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 331 | 19.4% of 263 decided |
| Female | 162 | 17.0% of 141 decided |
| Joint | 419 | 12.9% of 364 decided |
| Sex Not Available | 91 | 16.2% of 74 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1025 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved