Mortgage lending in Merrick County, Nebraska
Lenders in Merrick County, Nebraska reported 305 mortgage applications for 2025, according to the CFPB.
305 mortgage applications and 219 loans originated in 2025; the denial rate was 10.0% of 259 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Merrick County, NE HUD Metro FMR Area.
- 305
- Applications
- 219
- Loans originated
- 10.0%
- Denial rate
- 26 denied of 259 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 305 | 219 |
| 2024 | 242 | 169 |
| 2023 | 214 | 143 |
| 2022 | 235 | 167 |
| 2021 | 342 | 248 |
| 2020 | 360 | 261 |
| 2019 | 256 | 167 |
| 2018 | 290 | 191 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pinnacle Bank | 54 | 63 |
| Archer Cooperative Credit Union | 23 | 28 |
| Rocket Mortgage | 17 | 27 |
| Charter West Bank | 9 | 10 |
| Peoples Mortgage Company | 8 | 8 |
| West Gate Bank | 7 | 11 |
| Exchange Bank | 6 | 7 |
| Five Points Bank | 6 | 7 |
| Farm Credit Mid-America, Aca | 5 | 5 |
| Cornerstone Bank | 5 | 5 |
| First National Bank of Omaha | 5 | 7 |
| Heritage Bank | 4 | 4 |
| Coastal Community Bank | 4 | 8 |
| Mortgage Research Center | 4 | 6 |
| Citizens Bank, NA | 4 | 7 |
| Union Bank and Trust Company | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 8 |
| loanDepot.com LLC | 3 | 6 |
| Churchill Mortgage Corporation | 3 | 3 |
| Mutual of Omaha Mortgage | 3 | 5 |
| Home Federal Savings and Loan | 2 | 2 |
| Figure Lending LLC | 2 | 3 |
| Bruning Bank | 2 | 2 |
| United Wholesale Mortgage | 2 | 6 |
| Castle & Cooke Mortgage, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 261 | 9.0% of 222 decided |
| Joint | under 10 | |
| Race Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 245 | 9.5% of 211 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 44 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 107 | 13.5% of 89 decided |
| Female | 45 | no rate: base under 50 |
| Joint | 124 | 6.4% of 110 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2418 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved