Mortgage lending in Madison County, Nebraska
Lenders in Madison County, Nebraska reported 825 mortgage applications for 2025, according to the CFPB.
825 mortgage applications and 553 loans originated in 2025; the denial rate was 15.8% of 677 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Madison County, NE.
- 825
- Applications
- 553
- Loans originated
- 15.8%
- Denial rate
- 107 denied of 677 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 825 | 553 |
| 2024 | 728 | 482 |
| 2023 | 633 | 419 |
| 2022 | 769 | 518 |
| 2021 | 1,301 | 959 |
| 2020 | 1,308 | 952 |
| 2019 | 846 | 614 |
| 2018 | 654 | 453 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| West Gate Bank | 90 | 94 |
| Guaranteed Rate, Inc. | 59 | 89 |
| BankFirst | 47 | 54 |
| Charter West Bank | 46 | 68 |
| Frontier Bank | 35 | 47 |
| Rocket Mortgage | 35 | 51 |
| US Bank, N.A. | 30 | 56 |
| First National Bank of Omaha | 27 | 42 |
| Mortgage Research Center | 15 | 19 |
| Pinnacle Bank | 15 | 23 |
| BMO Harris Bank NA | 13 | 24 |
| Heritage Bank | 9 | 9 |
| United Wholesale Mortgage | 8 | 12 |
| Freedom Mortgage Corporation | 7 | 17 |
| First Nebraska Bank | 5 | 8 |
| Wells Fargo Bank NA | 5 | 8 |
| Coastal Community Bank | 4 | 10 |
| loanDepot.com LLC | 4 | 10 |
| CMG Mortgage Inc | 4 | 5 |
| Greenstate Credit Union | 4 | 4 |
| Union Bank and Trust Company | 4 | 4 |
| Sofi Bank, National Association | 3 | 4 |
| BPL Mortgage, LLC | 3 | 3 |
| Churchill Mortgage Corporation | 3 | 4 |
| New American Funding, LLC. | 3 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| White | 686 | 16.1% of 566 decided |
| Joint | under 10 | |
| Race Not Available | 102 | 13.6% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 149 | 26.2% of 122 decided |
| Not Hispanic or Latino | 571 | 13.8% of 477 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 86 | 10.6% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 248 | 16.5% of 200 decided |
| Female | 142 | 25.6% of 117 decided |
| Joint | 365 | 11.3% of 300 decided |
| Sex Not Available | 70 | 16.7% of 60 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1280 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved