Mortgage lending in Lincoln County, Nebraska
Lenders in Lincoln County, Nebraska reported 1,071 mortgage applications for 2025, according to the CFPB.
1,071 mortgage applications and 690 loans originated in 2025; the denial rate was 19.8% of 893 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln County, NE.
- 1,071
- Applications
- 690
- Loans originated
- 19.8%
- Denial rate
- 177 denied of 893 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,071 | 690 |
| 2024 | 893 | 573 |
| 2023 | 741 | 478 |
| 2022 | 964 | 635 |
| 2021 | 1,492 | 1,025 |
| 2020 | 1,464 | 1,005 |
| 2019 | 1,088 | 722 |
| 2018 | 1,000 | 689 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dayspring bank | 88 | 110 |
| Adams Bank & Trust | 87 | 112 |
| Centris Federal Credit Union | 80 | 111 |
| Rocket Mortgage | 62 | 82 |
| Equitable Bank | 49 | 65 |
| First National Bank of Omaha | 43 | 64 |
| West Gate Bank | 30 | 33 |
| Mortgage Research Center | 22 | 45 |
| Amerisave Mortgage Company | 11 | 22 |
| Primelending | 10 | 13 |
| Pinnacle Bank | 10 | 11 |
| Wells Fargo Bank NA | 10 | 12 |
| Charter West Bank | 9 | 13 |
| Nationstar Mortgage | 9 | 13 |
| MNB Bank | 7 | 8 |
| American Financial Network, Inc. | 7 | 10 |
| loanDepot.com LLC | 7 | 18 |
| Fairway Independent Mort Corp | 7 | 8 |
| Pennymac Loan Services LLC | 6 | 13 |
| Coastal Community Bank | 5 | 13 |
| Navy Federal Credit Union | 5 | 10 |
| Churchill Mortgage Corporation | 5 | 6 |
| New American Funding, LLC. | 5 | 15 |
| First Interstate Bank | 5 | 5 |
| US Bank, N.A. | 5 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 897 | 19.5% of 754 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 142 | 20.9% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 77 | 23.1% of 65 decided |
| Not Hispanic or Latino | 811 | 19.9% of 682 decided |
| Joint | 41 | no rate: base under 50 |
| Ethnicity Not Available | 142 | 16.8% of 113 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 382 | 21.3% of 320 decided |
| Female | 175 | 27.3% of 143 decided |
| Joint | 416 | 16.2% of 351 decided |
| Sex Not Available | 98 | 16.5% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2031 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved