Mortgage lending in Lancaster County, Nebraska
Lenders in Lancaster County, Nebraska reported 10,897 mortgage applications for 2025, according to the CFPB.
10,897 mortgage applications and 7,840 loans originated in 2025; the denial rate was 11.0% of 9,189 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln, NE HUD Metro FMR Area.
- 10,897
- Applications
- 7,840
- Loans originated
- 11.0%
- Denial rate
- 1,009 denied of 9,189 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,897 | 7,840 |
| 2024 | 9,592 | 6,796 |
| 2023 | 8,827 | 6,455 |
| 2022 | 11,612 | 8,541 |
| 2021 | 19,987 | 15,306 |
| 2020 | 22,692 | 17,410 |
| 2019 | 13,839 | 10,466 |
| 2018 | 11,543 | 8,520 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Union Bank and Trust Company | 806 | 1,081 |
| Lincoln Federal SVGS BK of NE | 751 | 880 |
| Pinnacle Bank | 613 | 674 |
| Gershman Investment Corp. | 365 | 450 |
| Cornhusker Bank | 338 | 385 |
| West Gate Bank | 335 | 401 |
| Rocket Mortgage | 333 | 435 |
| Liberty First Credit Union | 300 | 465 |
| US Bank, N.A. | 286 | 493 |
| CMG Mortgage Inc | 212 | 273 |
| Charter West Bank | 167 | 207 |
| United Wholesale Mortgage | 138 | 194 |
| Prosperity Home Mortgage, LLC | 131 | 163 |
| Security First Bank | 126 | 144 |
| First Bank | 109 | 129 |
| Fairway Independent Mort Corp | 90 | 118 |
| Pennymac Loan Services LLC | 88 | 174 |
| Cattle Bank & Trust | 86 | 88 |
| Lincone Federal Credit Union | 85 | 105 |
| Mortgage Research Center | 83 | 184 |
| LPS Employees Federal Credit Union | 76 | 76 |
| City Bank & Trust Co. | 76 | 100 |
| First State Bank Nebraska | 72 | 103 |
| Freedom Mortgage Corporation | 69 | 146 |
| First National Bank of Omaha | 69 | 118 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 53 | no rate: base under 50 |
| Asian | 376 | 14.5% of 311 decided |
| Black or African American | 237 | 19.3% of 187 decided |
| Native Hawaiian or Other Pacific Islander | 16 | no rate: base under 50 |
| White | 8,188 | 10.3% of 6,935 decided |
| 2 or more minority races | under 10 | |
| Joint | 227 | 12.4% of 194 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,790 | 11.5% of 1,494 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 510 | 17.4% of 407 decided |
| Not Hispanic or Latino | 8,304 | 10.9% of 7,028 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,832 | 10.5% of 1,546 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,050 | 14.9% of 2,522 decided |
| Female | 1,998 | 14.6% of 1,660 decided |
| Joint | 4,506 | 7.6% of 3,845 decided |
| Sex Not Available | 1,343 | 8.3% of 1,162 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 905 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved