Mortgage lending in Kearney County, Nebraska
Lenders in Kearney County, Nebraska reported 161 mortgage applications for 2025, according to the CFPB.
161 mortgage applications and 108 loans originated in 2025; the denial rate was 13.7% of 131 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kearney County, NE.
- 161
- Applications
- 108
- Loans originated
- 13.7%
- Denial rate
- 18 denied of 131 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 161 | 108 |
| 2024 | 151 | 101 |
| 2023 | 158 | 109 |
| 2022 | 156 | 109 |
| 2021 | 235 | 160 |
| 2020 | 231 | 151 |
| 2019 | 150 | 101 |
| 2018 | 159 | 106 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pinnacle Bank | 30 | 37 |
| Rocket Mortgage | 10 | 11 |
| Charter West Bank | 8 | 12 |
| West Gate Bank | 8 | 10 |
| Trius Federal Credit Union | 5 | 7 |
| Mortgage Research Center | 4 | 7 |
| US Bank, N.A. | 4 | 7 |
| Navy Federal Credit Union | 3 | 3 |
| University of Nebraska Federal Credit Union | 2 | 2 |
| Five Points Bank | 2 | 3 |
| loanDepot.com LLC | 2 | 2 |
| United Wholesale Mortgage | 2 | 3 |
| Gershman Investment Corp. | 2 | 2 |
| Lincoln Federal SVGS BK of NE | 2 | 2 |
| First National Bank of Omaha | 2 | 2 |
| MNB Bank | 1 | 1 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| Tomo Mortgage LLC | 1 | 1 |
| AML Funding LLC dba Absolute Mortgage & Lending | 1 | 1 |
| Heritage Bank | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Servion | 1 | 1 |
| First Bank | 1 | 1 |
| New American Funding, LLC. | 1 | 3 |
| Pentagon Federal Credit Union | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 136 | 10.6% of 113 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 20 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 132 | 12.5% of 112 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 19 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 60 | no rate: base under 50 |
| Female | 22 | no rate: base under 50 |
| Joint | 67 | 11.1% of 54 decided |
| Sex Not Available | 12 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1798 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved