Mortgage lending in Johnson County, Nebraska
Lenders in Johnson County, Nebraska reported 85 mortgage applications for 2025, according to the CFPB.
85 mortgage applications and 66 loans originated in 2025; the denial rate was 8.3% of 72 applications decided. The median loan was about $190,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Johnson County, NE.
- 85
- Applications
- 66
- Loans originated
- 8.3%
- Denial rate
- 6 denied of 72 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 85 | 66 |
| 2024 | 73 | 47 |
| 2023 | 82 | 51 |
| 2022 | 103 | 70 |
| 2021 | 124 | 82 |
| 2020 | 130 | 93 |
| 2019 | 79 | 55 |
| 2018 | 89 | 63 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| FirstBank of Nebraska | 12 | 12 |
| Mortgage Research Center | 5 | 7 |
| Rocket Mortgage | 5 | 5 |
| Pinnacle Bank | 5 | 5 |
| State Bank of Table Rock | 4 | 4 |
| Gershman Investment Corp. | 3 | 3 |
| Farm Credit Mid-America, Aca | 2 | 2 |
| Security First Bank | 2 | 2 |
| First State Bank Nebraska | 2 | 2 |
| First Interstate Bank | 2 | 3 |
| New Day Financial, LLC. | 2 | 2 |
| Everett Financial, Inc. | 2 | 2 |
| American National Bank | 2 | 2 |
| Lincone Federal Credit Union | 1 | 1 |
| Delmar Financial Company | 1 | 1 |
| Prosperity Home Mortgage, LLC | 1 | 1 |
| Access Bank | 1 | 1 |
| Charter West Bank | 1 | 1 |
| Castle & Cooke Mortgage, LLC | 1 | 1 |
| Veridian Credit Union | 1 | 1 |
| Plains Commerce Bank | 1 | 2 |
| US Home Mortgage, Inc. | 1 | 1 |
| West Gate Bank | 1 | 1 |
| First Community Mortgage, Inc. | 1 | 1 |
| Union Home Mortgage Corp. | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| White | 72 | 8.1% of 62 decided |
| Joint | under 10 | |
| Race Not Available | 10 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 70 | 8.2% of 61 decided |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 24 | no rate: base under 50 |
| Female | withheld | |
| Joint | 37 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1225 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved