Mortgage lending in Jefferson County, Nebraska
Lenders in Jefferson County, Nebraska reported 223 mortgage applications for 2025, according to the CFPB.
223 mortgage applications and 155 loans originated in 2025; the denial rate was 12.3% of 187 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson County, NE.
- 223
- Applications
- 155
- Loans originated
- 12.3%
- Denial rate
- 23 denied of 187 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 223 | 155 |
| 2024 | 183 | 118 |
| 2023 | 169 | 99 |
| 2022 | 176 | 105 |
| 2021 | 215 | 143 |
| 2020 | 191 | 129 |
| 2019 | 155 | 91 |
| 2018 | 156 | 96 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Union Bank and Trust Company | 16 | 20 |
| Rocket Mortgage | 14 | 21 |
| American National Bank | 13 | 16 |
| West Gate Bank | 12 | 12 |
| Lincoln Federal SVGS BK of NE | 9 | 9 |
| First State Bank Nebraska | 7 | 9 |
| Pinnacle Bank | 7 | 7 |
| Heartland Bank | 6 | 7 |
| Prosperity Home Mortgage, LLC | 5 | 6 |
| Guaranteed Rate, Inc. | 5 | 5 |
| Liberty First Credit Union | 4 | 6 |
| Gershman Investment Corp. | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 4 |
| BMO Harris Bank NA | 3 | 5 |
| loanDepot.com LLC | 3 | 8 |
| Mortgage Research Center | 3 | 5 |
| Charter West Bank | 3 | 3 |
| CMG Mortgage Inc | 3 | 3 |
| First National Bank of Omaha | 3 | 6 |
| Farm Credit Mid-America, Aca | 2 | 2 |
| Security First Bank | 2 | 3 |
| Newrez LLC | 2 | 3 |
| United Wholesale Mortgage | 2 | 4 |
| Nationstar Mortgage | 2 | 2 |
| Wells Fargo Bank NA | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 193 | 12.9% of 170 decided |
| Joint | under 10 | |
| Race Not Available | 20 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 191 | 12.9% of 163 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 67 | 17.0% of 59 decided |
| Female | 42 | no rate: base under 50 |
| Joint | 96 | 8.8% of 80 decided |
| Sex Not Available | 18 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2709 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved