Mortgage lending in Holt County, Nebraska

Lenders in Holt County, Nebraska reported 165 mortgage applications for 2025, according to the CFPB.

165 mortgage applications and 122 loans originated in 2025; the denial rate was 13.6% of 147 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Holt County, NE.

165
Applications: 122
Loans originated: 13.6%
Denial rate: 20 denied of 147 applications decided.

Every year

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Mortgage applications and loans originated in Holt County, Nebraska, by year
Year	Applications	Originated	Denied
2025	165	122	20
2024	144	103	20
2023	145	94	18
2022	212	136	34
2021	323	224	42
2020	290	187	55
2019	206	137	44
2018	184	119	45

The largest lenders here

Lenders in Holt County, Nebraska by loans originated, 2025
Lender	Originated	Applications
Pinnacle Bank	51	56
West Gate Bank	14	17
Rocket Mortgage	12	14
Plains Commerce Bank	8	12
Farm Credit Mid-America, Aca	4	8
BankFirst	4	4
Mortgage Research Center	3	3
Navy Federal Credit Union	2	2
Castle & Cooke Mortgage, LLC	2	2
Freedom Mortgage Corporation	2	2
First Interstate Bank	2	3
US Bank, N.A.	2	2
Wells Fargo Bank NA	2	3
Sierra Pacific Mortgage Co. Inc	1	1
Heartland Bank	1	1
Huntington National Bank	1	1
loanDepot.com LLC	1	1
The Federal Savings Bank	1	1
Triad Financial Services, Inc.	1	1
Charter West Bank	1	2
United Wholesale Mortgage	1	1
Finance of America Reverse LLC	1	1
Guaranteed Rate, Inc.	1	2
21ST Mortgage	1	1
Amerisave Mortgage Company	1	2

Applications by race, ethnicity and sex, 2025

By race, Holt County, Nebraska: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
White	148	13.6% of 132 decided
Joint	under 10
Free Form Text Only	under 10
Race Not Available	14	no rate: base under 50

By ethnicity, Holt County, Nebraska: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	140	13.7% of 124 decided
Joint	under 10
Ethnicity Not Available	15	no rate: base under 50

By sex, Holt County, Nebraska: applications and denial rate
Category	Applications	Denial rate
Male	47	no rate: base under 50
Female	26	no rate: base under 50
Joint	81	13.0% of 69 decided
Sex Not Available	11	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2417 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026