Mortgage lending in Hamilton County, Nebraska

Lenders in Hamilton County, Nebraska reported 398 mortgage applications for 2025, according to the CFPB.

398 mortgage applications and 296 loans originated in 2025; the denial rate was 10.5% of 342 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Hamilton County, NE.

398
Applications: 296
Loans originated: 10.5%
Denial rate: 36 denied of 342 applications decided.

Every year

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Mortgage applications and loans originated in Hamilton County, Nebraska, by year
Year	Applications	Originated	Denied
2025	398	296	36
2024	325	241	45
2023	296	216	31
2022	359	264	37
2021	522	386	51
2020	549	421	52
2019	347	267	39
2018	311	236	37

The largest lenders here

Lenders in Hamilton County, Nebraska by loans originated, 2025
Lender	Originated	Applications
Pinnacle Bank	84	100
West Gate Bank	22	23
Churchill Mortgage Corporation	14	16
Rocket Mortgage	14	20
Cornerstone Bank	13	20
Equitable Bank	11	13
Charter West Bank	10	13
Peoples Mortgage Company	10	12
Heartland Bank	9	11
Mortgage Research Center	9	13
Freedom Mortgage Corporation	7	11
First National Bank of Omaha	7	9
Union Bank and Trust Company	7	10
Heritage Bank	6	9
Archer Cooperative Credit Union	6	9
Five Points Bank	5	5
Coastal Community Bank	4	8
Centris Federal Credit Union	4	4
Bruning Bank	3	4
Amerisave Mortgage Company	3	4
US Bank, N.A.	3	9
MNB Bank	2	2
Frontier Bank	2	2
Home Federal Savings and Loan	2	2
Navy Federal Credit Union	2	3

Applications by race, ethnicity and sex, 2025

By race, Hamilton County, Nebraska: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	346	9.5% of 294 decided
Joint	under 10
Race Not Available	41	no rate: base under 50

By ethnicity, Hamilton County, Nebraska: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	12	no rate: base under 50
Not Hispanic or Latino	335	10.1% of 288 decided
Joint	under 10
Ethnicity Not Available	47	no rate: base under 50
Free Form Text Only	under 10

By sex, Hamilton County, Nebraska: applications and denial rate
Category	Applications	Denial rate
Male	116	14.3% of 98 decided
Female	52	no rate: base under 50
Joint	196	4.9% of 164 decided
Sex Not Available	34	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1439 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026