Mortgage lending in Hall County, Nebraska
Lenders in Hall County, Nebraska reported 1,753 mortgage applications for 2025, according to the CFPB.
1,753 mortgage applications and 1,224 loans originated in 2025; the denial rate was 14.5% of 1,492 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hall County, NE HUD Metro FMR Area.
- 1,753
- Applications
- 1,224
- Loans originated
- 14.5%
- Denial rate
- 216 denied of 1,492 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,753 | 1,224 |
| 2024 | 1,514 | 1,071 |
| 2023 | 1,509 | 1,042 |
| 2022 | 1,917 | 1,369 |
| 2021 | 2,848 | 2,134 |
| 2020 | 2,969 | 2,252 |
| 2019 | 1,977 | 1,456 |
| 2018 | 1,770 | 1,314 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Exchange Bank | 114 | 120 |
| Fairway Independent Mort Corp | 97 | 113 |
| Pinnacle Bank | 96 | 110 |
| Home Federal Savings and Loan | 81 | 99 |
| Five Points Bank | 78 | 93 |
| Charter West Bank | 62 | 89 |
| Rocket Mortgage | 56 | 79 |
| Equitable Bank | 56 | 62 |
| Peoples Mortgage Company | 54 | 65 |
| First National Bank of Omaha | 48 | 77 |
| Centris Federal Credit Union | 47 | 80 |
| Bruning Bank | 44 | 50 |
| Castle & Cooke Mortgage, LLC | 37 | 51 |
| Churchill Mortgage Corporation | 25 | 29 |
| West Gate Bank | 25 | 27 |
| US Bank, N.A. | 24 | 56 |
| Union Bank and Trust Company | 19 | 25 |
| United Wholesale Mortgage | 18 | 27 |
| Pennymac Loan Services LLC | 17 | 29 |
| Pathway Bank | 16 | 25 |
| Heritage Bank | 15 | 16 |
| Freedom Mortgage Corporation | 15 | 30 |
| Mortgage Research Center | 10 | 18 |
| MNB Bank | 9 | 10 |
| Prosperity Home Mortgage, LLC | 9 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,336 | 14.0% of 1,131 decided |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 365 | 14.3% of 315 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 525 | 17.7% of 451 decided |
| Not Hispanic or Latino | 892 | 13.4% of 740 decided |
| Joint | withheld | |
| Ethnicity Not Available | 297 | 11.7% of 264 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 537 | 19.5% of 456 decided |
| Female | 358 | 19.1% of 293 decided |
| Joint | 612 | 10.9% of 524 decided |
| Sex Not Available | 246 | 6.4% of 219 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1605 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved