Mortgage lending in Franklin County, Nebraska
Lenders in Franklin County, Nebraska reported 82 mortgage applications for 2025, according to the CFPB.
82 mortgage applications and 46 loans originated in 2025; the denial rate was 34.2% of 73 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Franklin County, NE.
- 82
- Applications
- 46
- Loans originated
- 34.2%
- Denial rate
- 25 denied of 73 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 82 | 46 |
| 2024 | 59 | 38 |
| 2023 | 48 | 24 |
| 2022 | 58 | 37 |
| 2021 | 78 | 48 |
| 2020 | 55 | 39 |
| 2019 | 51 | 34 |
| 2018 | 40 | 26 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pinnacle Bank | 10 | 11 |
| Rocket Mortgage | 5 | 8 |
| West Gate Bank | 5 | 5 |
| Trius Federal Credit Union | 3 | 8 |
| Mortgage Research Center | 2 | 4 |
| Charter West Bank | 2 | 2 |
| US Bank, N.A. | 2 | 6 |
| Lincone Federal Credit Union | 1 | 1 |
| FirsTier Bank | 1 | 1 |
| Bruning Bank | 1 | 3 |
| Heritage Bank | 1 | 1 |
| The Federal Savings Bank | 1 | 2 |
| New American Funding, LLC. | 1 | 2 |
| United Wholesale Mortgage | 1 | 3 |
| Castle & Cooke Mortgage, LLC | 1 | 1 |
| Nationstar Mortgage | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 2 |
| Cornerstone Bank | 1 | 1 |
| Homeowners Financial Group, LLC | 1 | 1 |
| Spring Eq, LLC | 1 | 1 |
| Crosscountry Mortgage, LLC | 1 | 1 |
| 21ST Mortgage | 1 | 3 |
| Usaa Federal Savings Bank | 1 | 1 |
| Union Bank and Trust Company | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 76 | 33.3% of 69 decided |
| Joint | under 10 | |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 76 | 33.3% of 69 decided |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 35 | no rate: base under 50 |
| Female | withheld | |
| Joint | 35 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved