Mortgage lending in Douglas County, Nebraska
Lenders in Douglas County, Nebraska reported 21,728 mortgage applications for 2025, according to the CFPB.
21,728 mortgage applications and 14,294 loans originated in 2025; the denial rate was 15.7% of 17,707 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Omaha-Council Bluffs, NE-IA HUD Metro FMR Area.
- 21,728
- Applications
- 14,294
- Loans originated
- 15.7%
- Denial rate
- 2,785 denied of 17,707 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 21,728 | 14,294 |
| 2024 | 19,085 | 12,492 |
| 2023 | 17,157 | 11,416 |
| 2022 | 22,994 | 15,758 |
| 2021 | 37,807 | 27,386 |
| 2020 | 40,579 | 29,658 |
| 2019 | 25,956 | 18,510 |
| 2018 | 22,532 | 15,792 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Veridian Credit Union | 895 | 1,279 |
| First National Bank of Omaha | 839 | 1,415 |
| Centris Federal Credit Union | 771 | 1,193 |
| Rocket Mortgage | 677 | 909 |
| United Wholesale Mortgage | 536 | 659 |
| Charter West Bank | 532 | 742 |
| Metro Credit Union | 459 | 798 |
| US Bank, N.A. | 385 | 769 |
| Access Bank | 338 | 383 |
| Pinnacle Bank | 330 | 389 |
| West Gate Bank | 290 | 361 |
| Fairway Independent Mort Corp | 281 | 368 |
| CMG Mortgage Inc | 268 | 372 |
| Guild Mortgage Company | 256 | 356 |
| Mortgage Research Center | 251 | 419 |
| Churchill Mortgage Corporation | 243 | 305 |
| Core Bank | 229 | 284 |
| Guaranteed Rate, Inc. | 223 | 368 |
| Pennymac Loan Services LLC | 215 | 371 |
| Arbor Bank | 211 | 252 |
| American National Bank | 187 | 246 |
| Union Bank and Trust Company | 178 | 236 |
| Dundee Bank | 175 | 215 |
| Cobalt Credit Union | 174 | 221 |
| Ark-LA-Tex Financial Services LLC | 173 | 199 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 131 | 37.1% of 105 decided |
| Asian | 1,046 | 16.8% of 806 decided |
| Black or African American | 1,326 | 28.2% of 1,013 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 14,929 | 14.0% of 12,446 decided |
| 2 or more minority races | 43 | no rate: base under 50 |
| Joint | 481 | 14.2% of 394 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,735 | 17.5% of 2,884 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,050 | 21.9% of 1,672 decided |
| Not Hispanic or Latino | 15,531 | 14.8% of 12,820 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,601 | 16.3% of 2,775 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,837 | 18.6% of 5,503 decided |
| Female | 4,513 | 19.9% of 3,644 decided |
| Joint | 7,906 | 11.4% of 6,638 decided |
| Sex Not Available | 2,472 | 14.5% of 1,922 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1024 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved