Mortgage lending in Cherry County, Nebraska
Lenders in Cherry County, Nebraska reported 128 mortgage applications for 2025, according to the CFPB.
128 mortgage applications and 88 loans originated in 2025; the denial rate was 18.9% of 111 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cherry County, NE.
- 128
- Applications
- 88
- Loans originated
- 18.9%
- Denial rate
- 21 denied of 111 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 128 | 88 |
| 2024 | 92 | 62 |
| 2023 | 73 | 54 |
| 2022 | 130 | 90 |
| 2021 | 169 | 113 |
| 2020 | 147 | 92 |
| 2019 | 121 | 90 |
| 2018 | 121 | 84 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Primelending | 18 | 20 |
| Security First Bank | 15 | 15 |
| Union Bank and Trust Company | 9 | 12 |
| Pinnacle Bank | 7 | 8 |
| Rocket Mortgage | 5 | 10 |
| Home Federal Savings and Loan | 3 | 3 |
| Mortgage Research Center | 3 | 3 |
| Midwest Bank | 2 | 2 |
| Amerisave Mortgage Company | 2 | 2 |
| Sunflower Bank, N.A. | 1 | 1 |
| First National Bank | 1 | 1 |
| BMO Harris Bank NA | 1 | 5 |
| Gold Star Mortgage Financial Group, Corporation | 1 | 1 |
| Adams Bank & Trust | 1 | 1 |
| Farm Credit Mid-America, Aca | 1 | 1 |
| Bankwest, Inc. | 1 | 1 |
| Charter West Bank | 1 | 2 |
| CMG Mortgage Inc | 1 | 1 |
| United Wholesale Mortgage | 1 | 3 |
| Liberty First Credit Union | 1 | 2 |
| Equity Prime Mortgage LLC | 1 | 2 |
| Plains Commerce Bank | 1 | 1 |
| Lakeview Loan Servicing, LLC | 1 | 3 |
| Mutual of Omaha Mortgage | 1 | 1 |
| West Gate Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 100 | 17.1% of 88 decided |
| Joint | under 10 | |
| Race Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 107 | 21.3% of 94 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 52 | no rate: base under 50 |
| Female | 24 | no rate: base under 50 |
| Joint | 38 | no rate: base under 50 |
| Sex Not Available | 14 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2213 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved