Mortgage lending in Buffalo County, Nebraska
Lenders in Buffalo County, Nebraska reported 1,258 mortgage applications for 2025, according to the CFPB.
1,258 mortgage applications and 882 loans originated in 2025; the denial rate was 14.8% of 1,078 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Buffalo County, NE.
- 1,258
- Applications
- 882
- Loans originated
- 14.8%
- Denial rate
- 160 denied of 1,078 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,258 | 882 |
| 2024 | 1,112 | 766 |
| 2023 | 916 | 663 |
| 2022 | 1,209 | 889 |
| 2021 | 2,054 | 1,526 |
| 2020 | 2,153 | 1,613 |
| 2019 | 1,392 | 1,011 |
| 2018 | 1,210 | 882 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pinnacle Bank | 205 | 250 |
| Charter West Bank | 62 | 86 |
| West Gate Bank | 61 | 67 |
| Rocket Mortgage | 53 | 66 |
| First National Bank of Omaha | 53 | 75 |
| Trius Federal Credit Union | 48 | 80 |
| Bruning Bank | 33 | 37 |
| Five Points Bank | 31 | 34 |
| United Wholesale Mortgage | 24 | 27 |
| US Bank, N.A. | 23 | 45 |
| Mortgage Research Center | 19 | 27 |
| Heartland Bank | 17 | 21 |
| FirsTier Bank | 16 | 19 |
| Pennymac Loan Services LLC | 15 | 19 |
| Plains Commerce Bank | 14 | 15 |
| Wells Fargo Bank NA | 11 | 13 |
| Cornerstone Bank | 9 | 14 |
| Freedom Mortgage Corporation | 8 | 14 |
| Farmers and Merchants Bank | 8 | 12 |
| BMO Harris Bank NA | 7 | 13 |
| Union Bank and Trust Company | 7 | 10 |
| University of Nebraska Federal Credit Union | 5 | 5 |
| Sofi Bank, National Association | 5 | 9 |
| First Interstate Bank | 5 | 8 |
| Greenstate Credit Union | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 17 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,051 | 15.0% of 909 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 160 | 15.2% of 132 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 75 | 20.0% of 60 decided |
| Not Hispanic or Latino | 992 | 14.1% of 853 decided |
| Joint | 36 | no rate: base under 50 |
| Ethnicity Not Available | 155 | 18.3% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 360 | 16.1% of 292 decided |
| Female | 197 | 24.3% of 173 decided |
| Joint | 580 | 10.9% of 512 decided |
| Sex Not Available | 121 | 14.8% of 101 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1162 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved