Mortgage lending in Watonwan County, Minnesota
Lenders in Watonwan County, Minnesota reported 200 mortgage applications for 2025, according to the CFPB.
200 mortgage applications and 130 loans originated in 2025; the denial rate was 19.5% of 174 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Watonwan County, MN.
- 200
- Applications
- 130
- Loans originated
- 19.5%
- Denial rate
- 34 denied of 174 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 200 | 130 |
| 2024 | 247 | 169 |
| 2023 | 169 | 104 |
| 2022 | 262 | 161 |
| 2021 | 443 | 287 |
| 2020 | 404 | 266 |
| 2019 | 289 | 175 |
| 2018 | 257 | 170 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pioneer Bank | 13 | 17 |
| United Wholesale Mortgage | 13 | 15 |
| Citizens Bank Minnesota | 10 | 12 |
| Rocket Mortgage | 10 | 12 |
| Prosperity Home Mortgage, LLC | 6 | 7 |
| Mortgage Research Center | 6 | 9 |
| Iowa Bankers Mortgage Corporation | 5 | 6 |
| Alliance Bank | 5 | 8 |
| SouthPoint Financial Credit Union | 5 | 11 |
| Compeer Financial | 4 | 9 |
| Nationstar Mortgage | 4 | 4 |
| Crosscountry Mortgage, LLC | 4 | 6 |
| Affinity Plus Federal Credit Union | 3 | 4 |
| US Bank, N.A. | 3 | 3 |
| HomeTown Bank | 2 | 2 |
| American Financial Resources LLC | 2 | 2 |
| Merchants Bank, National Association | 2 | 2 |
| Bank Midwest | 2 | 2 |
| Bell Bank | 2 | 2 |
| Amerisave Mortgage Company | 2 | 3 |
| Wells Fargo Bank NA | 2 | 3 |
| Thrivent Bank | 1 | 1 |
| First State Bank of Le Center | 1 | 1 |
| Flanagan State Bank | 1 | 2 |
| The Union Bank Company | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 172 | 19.2% of 151 decided |
| Race Not Available | 26 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 140 | 20.5% of 122 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 71 | 17.5% of 63 decided |
| Female | 45 | no rate: base under 50 |
| Joint | 66 | 15.5% of 58 decided |
| Sex Not Available | 18 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2010 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved