Mortgage lending in Washington County, Minnesota
Lenders in Washington County, Minnesota reported 11,033 mortgage applications for 2025, according to the CFPB.
11,033 mortgage applications and 7,389 loans originated in 2025; the denial rate was 15.5% of 9,227 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area.
- 11,033
- Applications
- 7,389
- Loans originated
- 15.5%
- Denial rate
- 1,432 denied of 9,227 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 11,033 | 7,389 |
| 2024 | 9,833 | 6,608 |
| 2023 | 9,167 | 6,101 |
| 2022 | 13,181 | 9,022 |
| 2021 | 26,144 | 18,835 |
| 2020 | 28,743 | 20,771 |
| 2019 | 17,008 | 12,016 |
| 2018 | 12,893 | 9,009 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bell Bank | 487 | 595 |
| United Wholesale Mortgage | 401 | 501 |
| US Bank, N.A. | 343 | 629 |
| Rocket Mortgage | 299 | 380 |
| Blaze Credit Union | 255 | 369 |
| Royal Credit Union | 230 | 288 |
| Trustone Financial Credit Union | 208 | 310 |
| Affinity Plus Federal Credit Union | 208 | 298 |
| Crosscountry Mortgage, LLC | 208 | 259 |
| Ideal Credit Union | 190 | 290 |
| Lennar Mortgage, LLC | 171 | 234 |
| Wings Financial Credit Union | 145 | 202 |
| Fairway Independent Mort Corp | 144 | 192 |
| DHI Mortgage Company, LTD. | 137 | 175 |
| Tradition Mortgage, LLC | 118 | 118 |
| Pulte Mortgage LLC | 112 | 165 |
| Huntington National Bank | 106 | 193 |
| Guaranteed Rate, Inc. | 105 | 157 |
| Old National Bank | 98 | 142 |
| Pennymac Loan Services LLC | 97 | 161 |
| Prosperity Home Mortgage, LLC | 96 | 125 |
| Wells Fargo Bank NA | 91 | 155 |
| New American Funding, LLC. | 89 | 157 |
| CMG Mortgage Inc | 86 | 113 |
| loanDepot.com LLC | 81 | 109 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 68 | 20.7% of 58 decided |
| Asian | 977 | 18.1% of 806 decided |
| Black or African American | 668 | 23.6% of 526 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 7,495 | 14.0% of 6,346 decided |
| 2 or more minority races | 28 | no rate: base under 50 |
| Joint | 260 | 12.4% of 226 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,526 | 18.4% of 1,234 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 461 | 29.7% of 377 decided |
| Not Hispanic or Latino | 8,777 | 14.6% of 7,413 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,548 | 16.4% of 1,227 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,281 | 20.2% of 2,686 decided |
| Female | 2,284 | 19.0% of 1,921 decided |
| Joint | 4,618 | 10.5% of 3,941 decided |
| Sex Not Available | 850 | 16.2% of 679 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 353 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved