Mortgage lending in Waseca County, Minnesota
Lenders in Waseca County, Minnesota reported 468 mortgage applications for 2025, according to the CFPB.
468 mortgage applications and 323 loans originated in 2025; the denial rate was 16.3% of 399 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Waseca County, MN.
- 468
- Applications
- 323
- Loans originated
- 16.3%
- Denial rate
- 65 denied of 399 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 468 | 323 |
| 2024 | 439 | 307 |
| 2023 | 392 | 264 |
| 2022 | 494 | 322 |
| 2021 | 821 | 597 |
| 2020 | 832 | 577 |
| 2019 | 544 | 383 |
| 2018 | 489 | 338 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Minnwest Bank | 50 | 62 |
| United Wholesale Mortgage | 39 | 52 |
| Crosscountry Mortgage, LLC | 18 | 20 |
| Rocket Mortgage | 16 | 22 |
| Blaze Credit Union | 15 | 28 |
| Affinity Plus Federal Credit Union | 14 | 20 |
| Guaranteed Rate, Inc. | 12 | 14 |
| Plains Commerce Bank | 10 | 16 |
| US Bank, N.A. | 8 | 13 |
| Fairway Independent Mort Corp | 6 | 6 |
| Luminate Bank | 6 | 7 |
| Frandsen Bank & Trust | 6 | 7 |
| Wells Fargo Bank NA | 6 | 8 |
| Mortgage Research Center | 5 | 15 |
| Compeer Financial | 5 | 6 |
| HomeTown Bank | 4 | 4 |
| Prosperity Home Mortgage, LLC | 4 | 5 |
| loanDepot.com LLC | 4 | 5 |
| New American Funding, LLC. | 4 | 5 |
| Plaza Home Mortgage, Inc | 4 | 8 |
| Carrington Mortgage Services LLC | 4 | 7 |
| Community Bank Mankato | 3 | 4 |
| Sofi Bank, National Association | 3 | 3 |
| Old National Bank | 3 | 3 |
| Nationstar Mortgage | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 407 | 15.6% of 352 decided |
| Joint | under 10 | |
| Race Not Available | 49 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 381 | 16.2% of 328 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 50 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 171 | 16.6% of 145 decided |
| Female | 98 | 20.7% of 87 decided |
| Joint | 170 | 12.3% of 146 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1426 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved