Mortgage lending in Wabasha County, Minnesota
Lenders in Wabasha County, Minnesota reported 717 mortgage applications for 2025, according to the CFPB.
717 mortgage applications and 475 loans originated in 2025; the denial rate was 17.4% of 609 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wabasha County, MN HUD Metro FMR Area.
- 717
- Applications
- 475
- Loans originated
- 17.4%
- Denial rate
- 106 denied of 609 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 717 | 475 |
| 2024 | 591 | 410 |
| 2023 | 608 | 419 |
| 2022 | 748 | 524 |
| 2021 | 1,375 | 1,008 |
| 2020 | 1,459 | 1,090 |
| 2019 | 969 | 696 |
| 2018 | 826 | 584 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples State Bank of Plainview | 65 | 83 |
| United Wholesale Mortgage | 32 | 38 |
| Foresight Bank | 21 | 23 |
| WNB Financial | 20 | 22 |
| Rocket Mortgage | 20 | 32 |
| Think Mutual Bank | 19 | 25 |
| Guaranteed Rate, Inc. | 17 | 29 |
| Affinity Plus Federal Credit Union | 15 | 21 |
| Merchants Bank, National Association | 14 | 19 |
| Bell Bank | 13 | 19 |
| First Alliance Credit Union | 12 | 18 |
| Triad Financial Services, Inc. | 12 | 26 |
| US Bank, N.A. | 12 | 15 |
| Compeer Financial | 11 | 15 |
| Frandsen Bank & Trust | 9 | 11 |
| Altra Federal Credit Union | 8 | 11 |
| Newrez LLC | 8 | 13 |
| Fairway Independent Mort Corp | 8 | 9 |
| Mayo Employees Federal Credit Union | 7 | 13 |
| Alliance Bank | 7 | 11 |
| Primelending | 6 | 8 |
| Alerus Financial NA | 6 | 11 |
| Mortgage Research Center | 6 | 15 |
| loanDepot.com LLC | 5 | 9 |
| Forward Bank | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 626 | 15.9% of 534 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 76 | 29.2% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 605 | 16.1% of 515 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 88 | 22.2% of 72 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 215 | 20.6% of 180 decided |
| Female | 144 | 23.3% of 129 decided |
| Joint | 308 | 10.5% of 258 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1149 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved