Mortgage lending in Traverse County, Minnesota

Lenders in Traverse County, Minnesota reported 68 mortgage applications for 2025, according to the CFPB.

68 mortgage applications and 47 loans originated in 2025; the denial rate was 16.9% of 59 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Traverse County, MN.

68
Applications: 47
Loans originated: 16.9%
Denial rate: 10 denied of 59 applications decided.

Every year

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Mortgage applications and loans originated in Traverse County, Minnesota, by year
Year	Applications	Originated	Denied
2025	68	47	10
2024	67	45	9
2023	54	32	13
2022	64	40	7
2021	81	51	16
2020	83	52	12
2019	72	39	17
2018	54	31	14

The largest lenders here

Lenders in Traverse County, Minnesota by loans originated, 2025
Lender	Originated	Applications
Star Bank	9	9
AgCountry Farm Credit Services, FLCA	4	5
BMO Harris Bank NA	2	2
First Western Bank & Trust	2	2
Guild Mortgage Company	2	2
Magnifi Financial Credit Union	2	3
Fairway Independent Mort Corp	2	2
Merchants Bank, National Association	2	2
Gate City Bank	2	2
First Community Credit Union	1	2
HomeTown Bank	1	1
Paramount Residential Mortgage	1	1
Farm Credit Mid-America, Aca	1	1
Mortgage Research Center	1	1
Servion	1	2
Rocket Mortgage	1	2
First Bank & Trust	1	2
Envoy Mortgage, LTD	1	1
Bank Forward	1	1
American Pacific Mortgage Corporation	1	1
Homeowners Financial Group, LLC	1	1
Affinity Plus Federal Credit Union	1	1
Blaze Credit Union	1	2
New Day Financial, LLC.	1	2
Dacotah Bank	1	2

Applications by race, ethnicity and sex, 2025

By race, Traverse County, Minnesota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
White	59	15.4% of 52 decided
Joint	under 10
Race Not Available	under 10

By ethnicity, Traverse County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	57	16.0% of 50 decided
Ethnicity Not Available	under 10

By sex, Traverse County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Male	17	no rate: base under 50
Female	withheld
Joint	32	no rate: base under 50
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026