Mortgage lending in Steele County, Minnesota
Lenders in Steele County, Minnesota reported 1,027 mortgage applications for 2025, according to the CFPB.
1,027 mortgage applications and 677 loans originated in 2025; the denial rate was 17.0% of 855 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Steele County, MN.
- 1,027
- Applications
- 677
- Loans originated
- 17.0%
- Denial rate
- 145 denied of 855 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,027 | 677 |
| 2024 | 903 | 606 |
| 2023 | 858 | 565 |
| 2022 | 1,101 | 734 |
| 2021 | 2,253 | 1,608 |
| 2020 | 2,273 | 1,583 |
| 2019 | 1,425 | 959 |
| 2018 | 1,241 | 860 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crosscountry Mortgage, LLC | 90 | 101 |
| US Bank, N.A. | 48 | 78 |
| Rocket Mortgage | 41 | 58 |
| United Wholesale Mortgage | 36 | 51 |
| Guaranteed Rate, Inc. | 26 | 35 |
| Cambria Financial Group | 19 | 30 |
| Affinity Plus Federal Credit Union | 18 | 29 |
| loanDepot.com LLC | 16 | 21 |
| Servion | 15 | 15 |
| Mortgage Research Center | 14 | 24 |
| Iowa Bankers Mortgage Corporation | 14 | 17 |
| Trustone Financial Credit Union | 13 | 19 |
| Freedom Mortgage Corporation | 13 | 25 |
| Fairway Independent Mort Corp | 13 | 13 |
| Old National Bank | 12 | 17 |
| Compeer Financial | 11 | 17 |
| Wells Fargo Bank NA | 11 | 14 |
| Union Home Mortgage Corp. | 9 | 12 |
| Figure Lending LLC | 8 | 11 |
| Prosperity Home Mortgage, LLC | 8 | 10 |
| Alerus Financial NA | 8 | 10 |
| Towne Mortgage Company | 8 | 12 |
| Bremer Bank NA | 6 | 13 |
| Ocmbc, Inc. | 6 | 8 |
| Nationstar Mortgage | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 879 | 16.5% of 745 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 119 | 19.5% of 87 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 79 | 22.6% of 62 decided |
| Not Hispanic or Latino | 816 | 16.8% of 691 decided |
| Joint | withheld | |
| Ethnicity Not Available | 118 | 14.6% of 89 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 350 | 19.4% of 289 decided |
| Female | 191 | 19.3% of 161 decided |
| Joint | 408 | 14.3% of 350 decided |
| Sex Not Available | 78 | 14.5% of 55 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 901 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved