Mortgage lending in Red Lake County, Minnesota
Lenders in Red Lake County, Minnesota reported 69 mortgage applications for 2025, according to the CFPB.
69 mortgage applications and 58 loans originated in 2025; the denial rate was 4.8% of 62 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Red Lake County, MN.
- 69
- Applications
- 58
- Loans originated
- 4.8%
- Denial rate
- 3 denied of 62 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 69 | 58 |
| 2024 | 53 | 31 |
| 2023 | 58 | 36 |
| 2022 | 57 | 37 |
| 2021 | 127 | 86 |
| 2020 | 103 | 82 |
| 2019 | 89 | 58 |
| 2018 | 75 | 50 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dakota Heritage Bank | 20 | 23 |
| Border Bank | 9 | 9 |
| Granite Bank | 4 | 4 |
| New American Funding, LLC. | 3 | 4 |
| Wells Fargo Bank NA | 3 | 3 |
| Mortgage Research Center | 2 | 2 |
| Rocket Mortgage | 2 | 2 |
| Plaza Home Mortgage, Inc | 2 | 3 |
| Mutual of Omaha Mortgage | 2 | 2 |
| Empeople Credit Union | 1 | 1 |
| The Loan Store, Inc | 1 | 1 |
| Tradition Mortgage, LLC | 1 | 1 |
| Guild Mortgage Company | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
| Gate City Bank | 1 | 1 |
| Thrivent Federal Credit Union | 1 | 1 |
| Everett Financial, Inc. | 1 | 1 |
| Amerisave Mortgage Company | 1 | 2 |
| Goodleap, LLC | 1 | 1 |
| Park State Bank | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Figure Lending LLC | 0 | 1 |
| Planet Home Lending, LLC | 0 | 0 |
| loanDepot.com LLC | 0 | 1 |
| Nationstar Mortgage | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 53 | no rate: base under 50 |
| Joint | under 10 | |
| Race Not Available | 12 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 53 | no rate: base under 50 |
| Joint | under 10 | |
| Ethnicity Not Available | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 26 | no rate: base under 50 |
| Female | withheld | |
| Joint | 23 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2694 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved