Mortgage lending in Pine County, Minnesota
Lenders in Pine County, Minnesota reported 1,258 mortgage applications for 2025, according to the CFPB.
1,258 mortgage applications and 750 loans originated in 2025; the denial rate was 21.6% of 996 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pine County, MN.
- 1,258
- Applications
- 750
- Loans originated
- 21.6%
- Denial rate
- 215 denied of 996 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,258 | 750 |
| 2024 | 1,121 | 670 |
| 2023 | 1,051 | 643 |
| 2022 | 1,444 | 883 |
| 2021 | 2,179 | 1,398 |
| 2020 | 2,260 | 1,407 |
| 2019 | 1,285 | 774 |
| 2018 | 1,431 | 870 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Northview Bank | 71 | 115 |
| Members Cooperative Credit Union | 68 | 99 |
| Blaze Credit Union | 63 | 98 |
| Rocket Mortgage | 50 | 71 |
| Frandsen Bank & Trust | 25 | 35 |
| United Wholesale Mortgage | 23 | 39 |
| Affinity Plus Federal Credit Union | 22 | 36 |
| Guaranteed Rate, Inc. | 22 | 36 |
| Crosscountry Mortgage, LLC | 19 | 27 |
| New American Funding, LLC. | 17 | 34 |
| Compeer Financial | 16 | 19 |
| US Bank, N.A. | 15 | 44 |
| Bell Bank | 14 | 15 |
| Northwoods Credit Union | 13 | 15 |
| Trustone Financial Credit Union | 12 | 20 |
| Fairway Independent Mort Corp | 12 | 19 |
| FNB Moose Lake | 10 | 16 |
| Mortgage Research Center | 9 | 21 |
| Luminate Bank | 9 | 12 |
| Minnco Credit Union | 9 | 18 |
| loanDepot.com LLC | 8 | 15 |
| Granite Bank | 8 | 11 |
| Freedom Mortgage Corporation | 8 | 16 |
| Prosperity Home Mortgage, LLC | 7 | 7 |
| Guild Mortgage Company | 7 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,032 | 19.8% of 818 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 147 | 33.3% of 111 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 1,048 | 19.6% of 831 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 175 | 33.8% of 136 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 448 | 24.5% of 343 decided |
| Female | 231 | 29.8% of 168 decided |
| Joint | 484 | 13.2% of 410 decided |
| Sex Not Available | 95 | 36.0% of 75 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1264 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved