Mortgage lending in McLeod County, Minnesota
Lenders in McLeod County, Minnesota reported 1,153 mortgage applications for 2025, according to the CFPB.
1,153 mortgage applications and 789 loans originated in 2025; the denial rate was 14.3% of 968 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McLeod County, MN.
- 1,153
- Applications
- 789
- Loans originated
- 14.3%
- Denial rate
- 138 denied of 968 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,153 | 789 |
| 2024 | 969 | 652 |
| 2023 | 940 | 652 |
| 2022 | 1,277 | 858 |
| 2021 | 2,351 | 1,710 |
| 2020 | 2,244 | 1,588 |
| 2019 | 1,484 | 1,048 |
| 2018 | 1,287 | 884 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Cortrust Mortgage, Inc. | 84 | 110 |
| United Wholesale Mortgage | 55 | 67 |
| Rocket Mortgage | 54 | 63 |
| Cortrust Bank | 44 | 52 |
| Summit Mortgage Corporation | 36 | 40 |
| Novation Credit Union | 30 | 34 |
| Fairway Independent Mort Corp | 29 | 34 |
| New American Funding, LLC. | 24 | 39 |
| SouthPoint Financial Credit Union | 23 | 30 |
| Crosscountry Mortgage, LLC | 16 | 21 |
| Bell Bank | 16 | 20 |
| Security Bank & Trust Company | 15 | 15 |
| Mortgage Research Center | 15 | 24 |
| Old National Bank | 13 | 18 |
| Luminate Bank | 12 | 15 |
| Trustone Financial Credit Union | 11 | 13 |
| Wings Financial Credit Union | 10 | 16 |
| Freedom Mortgage Corporation | 10 | 19 |
| 21ST Mortgage | 10 | 35 |
| Pennymac Loan Services LLC | 10 | 17 |
| Newrez LLC | 9 | 18 |
| Guaranteed Rate, Inc. | 9 | 10 |
| Wells Fargo Bank NA | 9 | 20 |
| Mutual of Omaha Mortgage | 8 | 9 |
| Prosperity Home Mortgage, LLC | 7 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 932 | 12.3% of 797 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 179 | 19.1% of 147 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 64 | 33.9% of 56 decided |
| Not Hispanic or Latino | 905 | 12.8% of 763 decided |
| Joint | withheld | |
| Ethnicity Not Available | 167 | 15.4% of 136 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 419 | 13.9% of 352 decided |
| Female | 213 | 19.8% of 182 decided |
| Joint | 408 | 12.1% of 346 decided |
| Sex Not Available | 113 | 12.5% of 88 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1014 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved