Mortgage lending in Kanabec County, Minnesota
Lenders in Kanabec County, Minnesota reported 715 mortgage applications for 2025, according to the CFPB.
715 mortgage applications and 428 loans originated in 2025; the denial rate was 18.4% of 553 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kanabec County, MN.
- 715
- Applications
- 428
- Loans originated
- 18.4%
- Denial rate
- 102 denied of 553 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 715 | 428 |
| 2024 | 653 | 387 |
| 2023 | 598 | 371 |
| 2022 | 770 | 477 |
| 2021 | 1,131 | 753 |
| 2020 | 1,096 | 690 |
| 2019 | 825 | 549 |
| 2018 | 675 | 424 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Blaze Credit Union | 58 | 100 |
| Neighborhood National Bank | 27 | 29 |
| Rocket Mortgage | 23 | 37 |
| United Wholesale Mortgage | 21 | 30 |
| Crosscountry Mortgage, LLC | 19 | 29 |
| Affinity Plus Federal Credit Union | 17 | 31 |
| New American Funding, LLC. | 14 | 22 |
| Bell Bank | 12 | 18 |
| Guaranteed Rate, Inc. | 10 | 21 |
| Mortgage Research Center | 9 | 14 |
| Minnco Credit Union | 9 | 17 |
| loanDepot.com LLC | 8 | 12 |
| Fairway Independent Mort Corp | 8 | 14 |
| Frandsen Bank & Trust | 8 | 11 |
| US Bank, N.A. | 8 | 14 |
| Granite Bank | 7 | 10 |
| Primelending | 6 | 7 |
| Members Cooperative Credit Union | 6 | 13 |
| Newrez LLC | 5 | 12 |
| Iowa Bankers Mortgage Corporation | 5 | 5 |
| CMG Mortgage Inc | 5 | 7 |
| Royal Credit Union | 5 | 8 |
| Luminate Bank | 5 | 7 |
| Northview Bank | 5 | 11 |
| Cardinal Financial Company, Li | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 614 | 17.5% of 479 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 82 | 26.3% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 595 | 18.3% of 469 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 105 | 20.0% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 285 | 20.9% of 215 decided |
| Female | 121 | 21.2% of 85 decided |
| Joint | 258 | 14.8% of 216 decided |
| Sex Not Available | 51 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1263 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved