Mortgage lending in Itasca County, Minnesota
Lenders in Itasca County, Minnesota reported 1,537 mortgage applications for 2025, according to the CFPB.
1,537 mortgage applications and 998 loans originated in 2025; the denial rate was 18.6% of 1,260 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Itasca County, MN.
- 1,537
- Applications
- 998
- Loans originated
- 18.6%
- Denial rate
- 234 denied of 1,260 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,537 | 998 |
| 2024 | 1,406 | 957 |
| 2023 | 1,257 | 841 |
| 2022 | 1,669 | 1,129 |
| 2021 | 2,787 | 1,904 |
| 2020 | 2,861 | 1,954 |
| 2019 | 1,727 | 1,173 |
| 2018 | 1,531 | 1,015 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Affinity Plus Federal Credit Union | 233 | 317 |
| Deerwood Bank | 54 | 57 |
| North Shore Bank of Commerce | 48 | 66 |
| Crosscountry Mortgage, LLC | 38 | 50 |
| Rocket Mortgage | 37 | 65 |
| Newrez LLC | 36 | 52 |
| Park State Bank | 35 | 52 |
| Members Cooperative Credit Union | 34 | 66 |
| United Wholesale Mortgage | 27 | 42 |
| Premier Mortgage Resources, LLC | 23 | 26 |
| US Bank, N.A. | 23 | 55 |
| Mortgage Research Center | 21 | 38 |
| Guaranteed Rate, Inc. | 21 | 30 |
| Fairway Independent Mort Corp | 18 | 29 |
| Northview Bank | 17 | 27 |
| Blaze Credit Union | 15 | 22 |
| loanDepot.com LLC | 13 | 19 |
| Bell Bank | 13 | 13 |
| Granite Bank | 10 | 14 |
| National Bank of Commerce | 9 | 10 |
| Servion | 8 | 9 |
| Nationstar Mortgage | 8 | 14 |
| Pennymac Loan Services LLC | 8 | 22 |
| Summit Mortgage Corporation | 7 | 7 |
| Alerus Financial NA | 7 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,295 | 17.6% of 1,070 decided |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 184 | 24.6% of 142 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13 | no rate: base under 50 |
| Not Hispanic or Latino | 1,275 | 18.2% of 1,055 decided |
| Joint | 25 | no rate: base under 50 |
| Ethnicity Not Available | 224 | 23.6% of 174 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 522 | 18.5% of 417 decided |
| Female | 280 | 25.1% of 227 decided |
| Joint | 621 | 14.4% of 534 decided |
| Sex Not Available | 114 | 28.1% of 82 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1586 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved