Mortgage lending in Hubbard County, Minnesota

Lenders in Hubbard County, Minnesota reported 614 mortgage applications for 2025, according to the CFPB.

614 mortgage applications and 386 loans originated in 2025; the denial rate was 20.0% of 499 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Hubbard County, MN.

614
Applications: 386
Loans originated: 20.0%
Denial rate: 100 denied of 499 applications decided.

Every year

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Mortgage applications and loans originated in Hubbard County, Minnesota, by year
Year	Applications	Originated	Denied
2025	614	386	100
2024	521	339	63
2023	485	320	73
2022	677	463	75
2021	1,271	906	119
2020	1,389	1,006	115
2019	725	522	80
2018	684	471	99

The largest lenders here

Lenders in Hubbard County, Minnesota by loans originated, 2025
Lender	Originated	Applications
Affinity Plus Federal Credit Union	29	47
United Wholesale Mortgage	25	32
Servion	24	27
Rocket Mortgage	22	41
Deerwood Bank	17	17
Merchants Bank, National Association	16	17
Plaza Home Mortgage, Inc	13	18
Bell Bank	11	16
Gate City Bank	9	11
US Bank, N.A.	9	16
loanDepot.com LLC	8	12
Fairway Independent Mort Corp	7	7
Wells Fargo Bank NA	7	11
Alerus Financial NA	6	7
Bank Forward	6	12
Freedom Mortgage Corporation	6	12
Luminate Bank	6	9
Northview Bank	6	14
National Bank of Commerce	6	7
Pennymac Loan Services LLC	6	9
Mortgage Research Center	5	12
Newrez LLC	5	11
Granite Bank	5	7
Everett Financial, Inc.	5	5
Iowa Bankers Mortgage Corporation	4	11

Applications by race, ethnicity and sex, 2025

By race, Hubbard County, Minnesota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	under 10
White	526	18.9% of 434 decided
Joint	under 10
Free Form Text Only	under 10
Race Not Available	68	no rate: base under 50

By ethnicity, Hubbard County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	515	18.5% of 426 decided
Joint	under 10
Ethnicity Not Available	87	27.0% of 63 decided

By sex, Hubbard County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Male	210	25.4% of 173 decided
Female	104	19.5% of 82 decided
Joint	259	15.7% of 216 decided
Sex Not Available	41	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 899 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026