Mortgage lending in Goodhue County, Minnesota
Lenders in Goodhue County, Minnesota reported 1,447 mortgage applications for 2025, according to the CFPB.
1,447 mortgage applications and 999 loans originated in 2025; the denial rate was 14.7% of 1,230 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Goodhue County, MN.
- 1,447
- Applications
- 999
- Loans originated
- 14.7%
- Denial rate
- 181 denied of 1,230 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,447 | 999 |
| 2024 | 1,213 | 828 |
| 2023 | 1,120 | 754 |
| 2022 | 1,727 | 1,199 |
| 2021 | 3,084 | 2,246 |
| 2020 | 3,112 | 2,210 |
| 2019 | 1,994 | 1,410 |
| 2018 | 1,802 | 1,260 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Merchants Bank, National Association | 89 | 102 |
| Bell Bank | 62 | 77 |
| United Wholesale Mortgage | 61 | 76 |
| Rocket Mortgage | 48 | 69 |
| Frandsen Bank & Trust | 47 | 58 |
| Guaranteed Rate, Inc. | 44 | 58 |
| Newrez LLC | 36 | 63 |
| Associated Bank NA | 25 | 29 |
| Trustone Financial Credit Union | 22 | 28 |
| Think Mutual Bank | 21 | 30 |
| Affinity Plus Federal Credit Union | 21 | 32 |
| Heritage Bank Minnesota | 19 | 19 |
| US Bank, N.A. | 19 | 31 |
| Altra Federal Credit Union | 17 | 18 |
| Fairway Independent Mort Corp | 17 | 20 |
| Luminate Bank | 14 | 16 |
| Freedom Mortgage Corporation | 13 | 27 |
| Crosscountry Mortgage, LLC | 13 | 16 |
| Prosperity Home Mortgage, LLC | 11 | 16 |
| Alerus Financial NA | 11 | 13 |
| Servion | 11 | 14 |
| Mayo Employees Federal Credit Union | 10 | 15 |
| Wells Fargo Bank NA | 10 | 21 |
| Westconsin Credit Union | 9 | 10 |
| Mortgage Research Center | 9 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,212 | 13.5% of 1,044 decided |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 180 | 20.7% of 140 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 35 | no rate: base under 50 |
| Not Hispanic or Latino | 1,199 | 13.9% of 1,034 decided |
| Joint | withheld | |
| Ethnicity Not Available | 195 | 17.9% of 151 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 473 | 17.5% of 400 decided |
| Female | 284 | 17.7% of 248 decided |
| Joint | 580 | 10.5% of 494 decided |
| Sex Not Available | 110 | 17.1% of 88 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 898 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved