Mortgage lending in Freeborn County, Minnesota
Lenders in Freeborn County, Minnesota reported 858 mortgage applications for 2025, according to the CFPB.
858 mortgage applications and 529 loans originated in 2025; the denial rate was 19.8% of 703 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Freeborn County, MN.
- 858
- Applications
- 529
- Loans originated
- 19.8%
- Denial rate
- 139 denied of 703 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 858 | 529 |
| 2024 | 740 | 464 |
| 2023 | 703 | 426 |
| 2022 | 887 | 568 |
| 2021 | 1,420 | 982 |
| 2020 | 1,222 | 812 |
| 2019 | 894 | 577 |
| 2018 | 807 | 543 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Union Home Mortgage Corp. | 63 | 73 |
| Alerus Financial NA | 60 | 84 |
| Rocket Mortgage | 41 | 61 |
| Fairway Independent Mort Corp | 39 | 42 |
| United Wholesale Mortgage | 29 | 50 |
| US Bank, N.A. | 22 | 50 |
| Manufacturers Bank & Trust Co | 19 | 19 |
| Crosscountry Mortgage, LLC | 17 | 21 |
| Mortgage Research Center | 14 | 23 |
| loanDepot.com LLC | 9 | 16 |
| Citizens Community Federal N.A. | 9 | 11 |
| Wells Fargo Bank NA | 9 | 13 |
| Altra Federal Credit Union | 7 | 8 |
| Compeer Financial | 7 | 12 |
| Nationstar Mortgage | 7 | 13 |
| Blaze Credit Union | 7 | 8 |
| Guaranteed Rate, Inc. | 7 | 12 |
| Affinity Plus Federal Credit Union | 6 | 11 |
| 21ST Mortgage | 6 | 19 |
| First Security Bank | 6 | 6 |
| Pennymac Loan Services LLC | 6 | 10 |
| Land Home Financial Services, | 5 | 6 |
| Movement Mortgage, LLC | 5 | 10 |
| New American Funding, LLC. | 5 | 14 |
| Newrez LLC | 5 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 33 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 670 | 18.1% of 563 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 127 | 31.8% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 60 | 36.0% of 50 decided |
| Not Hispanic or Latino | 646 | 17.9% of 547 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 135 | 23.7% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 334 | 21.1% of 279 decided |
| Female | 194 | 23.2% of 151 decided |
| Joint | 258 | 13.8% of 224 decided |
| Sex Not Available | 72 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2190 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved