Mortgage lending in Fillmore County, Minnesota

Lenders in Fillmore County, Minnesota reported 633 mortgage applications for 2025, according to the CFPB.

633 mortgage applications and 438 loans originated in 2025; the denial rate was 16.8% of 548 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Fillmore County, MN HUD Metro FMR Area.

633
Applications: 438
Loans originated: 16.8%
Denial rate: 92 denied of 548 applications decided.

Every year

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Mortgage applications and loans originated in Fillmore County, Minnesota, by year
Year	Applications	Originated	Denied
2025	633	438	92
2024	565	390	81
2023	542	371	78
2022	707	505	75
2021	1,141	826	123
2020	1,164	855	124
2019	827	587	101
2018	719	518	89

The largest lenders here

Lenders in Fillmore County, Minnesota by loans originated, 2025
Lender	Originated	Applications
Merchants Bank, National Association	63	80
F & M Community Bank, N.A.	36	40
Alerus Financial NA	34	38
United Wholesale Mortgage	29	40
Altra Federal Credit Union	21	27
Compeer Financial	16	21
Rocket Mortgage	16	29
Bell Bank	13	14
BMO Harris Bank NA	11	19
Guaranteed Rate, Inc.	11	15
Affinity Plus Federal Credit Union	10	13
Think Mutual Bank	9	11
loanDepot.com LLC	9	11
US Bank, N.A.	9	14
Marine Credit Union	8	23
Mortgage Research Center	8	11
CUSB Bank	7	7
Old National Bank	7	9
First National Bank	6	10
Esb Bank	6	6
Prosperity Home Mortgage, LLC	6	7
New American Funding, LLC.	5	10
Nationstar Mortgage	5	8
Minnwest Bank	5	12
WNB Financial	4	4

Applications by race, ethnicity and sex, 2025

By race, Fillmore County, Minnesota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	under 10
White	550	16.7% of 484 decided
Joint	under 10
Race Not Available	69	20.0% of 50 decided

By ethnicity, Fillmore County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	546	16.6% of 481 decided
Joint	under 10
Ethnicity Not Available	74	20.0% of 55 decided

By sex, Fillmore County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Male	183	22.1% of 154 decided
Female	130	18.5% of 119 decided
Joint	276	12.8% of 243 decided
Sex Not Available	44	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1773 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026