Mortgage lending in Faribault County, Minnesota

Lenders in Faribault County, Minnesota reported 308 mortgage applications for 2025, according to the CFPB.

308 mortgage applications and 174 loans originated in 2025; the denial rate was 23.3% of 249 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Faribault County, MN.

308
Applications: 174
Loans originated: 23.3%
Denial rate: 58 denied of 249 applications decided.

Every year

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Mortgage applications and loans originated in Faribault County, Minnesota, by year
Year	Applications	Originated	Denied
2025	308	174	58
2024	287	191	40
2023	275	169	47
2022	362	213	62
2021	519	336	83
2020	491	333	74
2019	338	243	51
2018	330	209	63

The largest lenders here

Lenders in Faribault County, Minnesota by loans originated, 2025
Lender	Originated	Applications
United Wholesale Mortgage	26	34
Compeer Financial	16	26
Citizens Community Federal N.A.	15	18
Iowa Bankers Mortgage Corporation	14	20
Rocket Mortgage	9	17
Fairway Independent Mort Corp	8	12
Crosscountry Mortgage, LLC	5	7
Primelending	4	5
HomeTown Bank	3	4
Pioneer Bank	3	4
loanDepot.com LLC	3	7
Alerus Financial NA	3	3
New American Funding, LLC.	3	6
Union Home Mortgage Corp.	3	3
Bell Bank	3	5
Minnwest Bank	3	3
US Bank, N.A.	3	8
Wells Fargo Bank NA	3	7
Old National Bank	2	4
Mortgage Research Center	2	6
Granite Bank	2	2
Merchants Bank, National Association	2	2
Thrivent Bank	1	2
First State Bank of Le Center	1	1
Flanagan State Bank	1	1

Applications by race, ethnicity and sex, 2025

By race, Faribault County, Minnesota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	269	23.5% of 221 decided
2 or more minority races	under 10
Joint	under 10
Race Not Available	32	no rate: base under 50

By ethnicity, Faribault County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	259	23.0% of 213 decided
Joint	under 10
Ethnicity Not Available	30	no rate: base under 50

By sex, Faribault County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Male	99	26.6% of 79 decided
Female	83	26.1% of 69 decided
Joint	110	19.1% of 89 decided
Sex Not Available	16	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2391 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026