Mortgage lending in Dodge County, Minnesota
Lenders in Dodge County, Minnesota reported 715 mortgage applications for 2025, according to the CFPB.
715 mortgage applications and 508 loans originated in 2025; the denial rate was 13.7% of 615 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rochester, MN HUD Metro FMR Area.
- 715
- Applications
- 508
- Loans originated
- 13.7%
- Denial rate
- 84 denied of 615 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 715 | 508 |
| 2024 | 717 | 513 |
| 2023 | 725 | 490 |
| 2022 | 821 | 610 |
| 2021 | 1,519 | 1,139 |
| 2020 | 1,777 | 1,296 |
| 2019 | 1,035 | 760 |
| 2018 | 860 | 626 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 39 | 45 |
| Think Mutual Bank | 36 | 45 |
| Rocket Mortgage | 30 | 35 |
| Bell Bank | 27 | 30 |
| Mayo Employees Federal Credit Union | 24 | 34 |
| Old National Bank | 22 | 26 |
| First Alliance Credit Union | 19 | 27 |
| Guaranteed Rate, Inc. | 18 | 28 |
| loanDepot.com LLC | 16 | 21 |
| Alerus Financial NA | 16 | 21 |
| US Bank, N.A. | 14 | 27 |
| Altra Federal Credit Union | 13 | 16 |
| Manufacturers Bank & Trust Co | 12 | 13 |
| Servion | 10 | 10 |
| Fairway Independent Mort Corp | 10 | 12 |
| Frandsen Bank & Trust | 10 | 11 |
| Bremer Bank NA | 9 | 13 |
| Freedom Mortgage Corporation | 8 | 9 |
| Affinity Plus Federal Credit Union | 8 | 12 |
| Mortgage Research Center | 7 | 13 |
| Merchants Bank, National Association | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 8 |
| Guaranteed Rate Affinity, LLC | 6 | 7 |
| Primelending | 6 | 6 |
| Navy Federal Credit Union | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 610 | 12.0% of 531 decided |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 83 | 26.9% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 33 | no rate: base under 50 |
| Not Hispanic or Latino | 588 | 11.5% of 514 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 81 | 21.5% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 230 | 18.9% of 196 decided |
| Female | 123 | 17.3% of 110 decided |
| Joint | 307 | 7.8% of 271 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1145 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved