Mortgage lending in Crow Wing County, Minnesota
Lenders in Crow Wing County, Minnesota reported 2,652 mortgage applications for 2025, according to the CFPB.
2,652 mortgage applications and 1,786 loans originated in 2025; the denial rate was 15.8% of 2,198 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Crow Wing County, MN.
- 2,652
- Applications
- 1,786
- Loans originated
- 15.8%
- Denial rate
- 347 denied of 2,198 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,652 | 1,786 |
| 2024 | 2,309 | 1,634 |
| 2023 | 1,999 | 1,439 |
| 2022 | 2,967 | 2,144 |
| 2021 | 5,342 | 3,902 |
| 2020 | 5,395 | 3,997 |
| 2019 | 3,324 | 2,441 |
| 2018 | 2,809 | 1,993 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Deerwood Bank | 158 | 191 |
| Rocket Mortgage | 87 | 123 |
| Affinity Plus Federal Credit Union | 78 | 112 |
| Granite Bank | 75 | 93 |
| US Bank, N.A. | 71 | 134 |
| First Western Bank & Trust | 66 | 85 |
| United Wholesale Mortgage | 59 | 82 |
| National Bank of Commerce | 53 | 58 |
| Frandsen Bank & Trust | 49 | 60 |
| Old National Bank | 42 | 48 |
| Wings Financial Credit Union | 42 | 61 |
| American National Bank of Minnesota | 38 | 39 |
| Plaza Home Mortgage, Inc | 36 | 47 |
| Bell Bank | 36 | 46 |
| Prosperity Home Mortgage, LLC | 33 | 36 |
| Luminate Bank | 31 | 45 |
| Fairway Independent Mort Corp | 30 | 36 |
| Trustone Financial Credit Union | 26 | 38 |
| New American Funding, LLC. | 25 | 44 |
| Crosscountry Mortgage, LLC | 24 | 38 |
| Mortgage Research Center | 23 | 49 |
| Servion | 23 | 25 |
| Wells Fargo Bank NA | 20 | 32 |
| Tradition Mortgage, LLC | 18 | 18 |
| Guaranteed Rate, Inc. | 18 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 19 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,222 | 14.6% of 1,851 decided |
| Joint | 37 | no rate: base under 50 |
| Race Not Available | 347 | 18.9% of 280 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 2,220 | 15.2% of 1,849 decided |
| Joint | 28 | no rate: base under 50 |
| Ethnicity Not Available | 382 | 18.0% of 306 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 808 | 19.6% of 669 decided |
| Female | 470 | 21.4% of 388 decided |
| Joint | 1,137 | 10.7% of 944 decided |
| Sex Not Available | 237 | 16.2% of 197 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 767 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved