Mortgage lending in Cottonwood County, Minnesota
Lenders in Cottonwood County, Minnesota reported 228 mortgage applications for 2025, according to the CFPB.
228 mortgage applications and 151 loans originated in 2025; the denial rate was 16.7% of 186 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cottonwood County, MN.
- 228
- Applications
- 151
- Loans originated
- 16.7%
- Denial rate
- 31 denied of 186 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 228 | 151 |
| 2024 | 210 | 123 |
| 2023 | 177 | 122 |
| 2022 | 279 | 170 |
| 2021 | 401 | 262 |
| 2020 | 427 | 274 |
| 2019 | 252 | 159 |
| 2018 | 256 | 173 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Compeer Financial | 21 | 23 |
| Bank Midwest | 17 | 20 |
| Rocket Mortgage | 16 | 21 |
| United Wholesale Mortgage | 11 | 14 |
| BMO Harris Bank NA | 7 | 14 |
| loanDepot.com LLC | 6 | 7 |
| Plains Commerce Bank | 6 | 10 |
| First State Bank Southwest | 5 | 5 |
| New American Funding, LLC. | 4 | 7 |
| Towne Mortgage Company | 4 | 4 |
| US Bank, N.A. | 4 | 8 |
| Pioneer Bank | 3 | 5 |
| Newrez LLC | 3 | 4 |
| Guaranteed Rate, Inc. | 3 | 4 |
| Flanagan State Bank | 2 | 2 |
| Huntington National Bank | 2 | 2 |
| Premier Lending Inc. | 2 | 2 |
| Mortgage Research Center | 2 | 4 |
| SouthPoint Financial Credit Union | 2 | 2 |
| Everett Financial, Inc. | 2 | 2 |
| Wells Fargo Bank NA | 2 | 5 |
| Reliant Home Funding, Inc | 1 | 2 |
| HomeTown Bank | 1 | 3 |
| Figure Lending LLC | 1 | 1 |
| Community Bank Mankato | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 187 | 15.7% of 159 decided |
| Joint | under 10 | |
| Race Not Available | 28 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 178 | 15.2% of 145 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 86 | 16.2% of 68 decided |
| Female | 56 | no rate: base under 50 |
| Joint | 69 | 11.9% of 59 decided |
| Sex Not Available | 17 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2390 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved