Mortgage lending in Brown County, Minnesota
Lenders in Brown County, Minnesota reported 615 mortgage applications for 2025, according to the CFPB.
615 mortgage applications and 435 loans originated in 2025; the denial rate was 12.7% of 518 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Brown County, MN.
- 615
- Applications
- 435
- Loans originated
- 12.7%
- Denial rate
- 66 denied of 518 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 615 | 435 |
| 2024 | 554 | 400 |
| 2023 | 506 | 369 |
| 2022 | 645 | 495 |
| 2021 | 1,294 | 1,008 |
| 2020 | 1,326 | 987 |
| 2019 | 910 | 692 |
| 2018 | 771 | 574 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| SouthPoint Financial Credit Union | 107 | 132 |
| Frandsen Bank & Trust | 41 | 46 |
| Citizens Bank Minnesota | 39 | 51 |
| Bank Midwest | 21 | 26 |
| Alliance Bank | 20 | 32 |
| Rocket Mortgage | 18 | 24 |
| United Wholesale Mortgage | 17 | 29 |
| Compeer Financial | 11 | 14 |
| Mortgage Research Center | 9 | 11 |
| Pennymac Loan Services LLC | 9 | 10 |
| loanDepot.com LLC | 8 | 11 |
| Luminate Bank | 7 | 10 |
| Crosscountry Mortgage, LLC | 7 | 8 |
| Old National Bank | 6 | 7 |
| Affinity Plus Federal Credit Union | 6 | 8 |
| HomeTown Bank | 5 | 5 |
| Tradition Mortgage, LLC | 5 | 5 |
| New American Funding, LLC. | 4 | 8 |
| Iowa Bankers Mortgage Corporation | 4 | 5 |
| Nationstar Mortgage | 4 | 4 |
| Figure Lending LLC | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 7 |
| Fairway Independent Mort Corp | 3 | 3 |
| Mutual of Omaha Mortgage | 3 | 4 |
| Minnwest Bank | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 528 | 12.6% of 445 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 77 | 12.3% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 487 | 11.3% of 414 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 89 | 16.9% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 227 | 15.6% of 192 decided |
| Female | 131 | 17.5% of 114 decided |
| Joint | 200 | 7.3% of 165 decided |
| Sex Not Available | 57 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2008 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved