Mortgage lending in Big Stone County, Minnesota
Lenders in Big Stone County, Minnesota reported 137 mortgage applications for 2025, according to the CFPB.
137 mortgage applications and 89 loans originated in 2025; the denial rate was 15.6% of 109 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Big Stone County, MN.
- 137
- Applications
- 89
- Loans originated
- 15.6%
- Denial rate
- 17 denied of 109 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 137 | 89 |
| 2024 | 135 | 101 |
| 2023 | 105 | 75 |
| 2022 | 150 | 100 |
| 2021 | 194 | 133 |
| 2020 | 171 | 124 |
| 2019 | 155 | 101 |
| 2018 | 121 | 81 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Minnwest Bank | 13 | 20 |
| Frandsen Bank & Trust | 12 | 16 |
| Rocket Mortgage | 9 | 9 |
| First Bank & Trust | 7 | 12 |
| AgCountry Farm Credit Services, FLCA | 4 | 4 |
| Guaranteed Rate, Inc. | 4 | 10 |
| Old National Bank | 3 | 3 |
| United Wholesale Mortgage | 3 | 5 |
| US Bank, N.A. | 3 | 4 |
| Farm Credit Mid-America, Aca | 2 | 3 |
| SWBC Mortgage Corporation | 2 | 2 |
| Newrez LLC | 2 | 2 |
| Star Bank | 2 | 2 |
| Affinity Plus Federal Credit Union | 2 | 3 |
| Bell Bank | 2 | 2 |
| Wells Fargo Bank NA | 2 | 2 |
| NBKC Bank | 1 | 1 |
| KodaBank | 1 | 1 |
| MinnStar Bank National Association | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| Coastal Community Bank | 1 | 3 |
| Geneva Financial LLC | 1 | 1 |
| First International Bank & Trust | 1 | 1 |
| American Financing Corporation | 1 | 1 |
| Compeer Financial | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 118 | 14.1% of 92 decided |
| Joint | under 10 | |
| Race Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 117 | 12.0% of 92 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 45 | no rate: base under 50 |
| Female | 25 | no rate: base under 50 |
| Joint | 57 | no rate: base under 50 |
| Sex Not Available | 10 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2188 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved