Mortgage lending in Beltrami County, Minnesota
Lenders in Beltrami County, Minnesota reported 888 mortgage applications for 2025, according to the CFPB.
888 mortgage applications and 593 loans originated in 2025; the denial rate was 16.6% of 737 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Beltrami County, MN.
- 888
- Applications
- 593
- Loans originated
- 16.6%
- Denial rate
- 122 denied of 737 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 888 | 593 |
| 2024 | 780 | 517 |
| 2023 | 753 | 531 |
| 2022 | 979 | 657 |
| 2021 | 1,658 | 1,134 |
| 2020 | 1,626 | 1,048 |
| 2019 | 1,209 | 786 |
| 2018 | 974 | 631 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Affinity Plus Federal Credit Union | 167 | 221 |
| Deerwood Bank | 70 | 80 |
| National Bank of Commerce | 41 | 52 |
| Rocket Mortgage | 30 | 40 |
| United Wholesale Mortgage | 16 | 25 |
| Bank Forward | 16 | 20 |
| Mortgage Research Center | 13 | 30 |
| Everett Financial, Inc. | 12 | 14 |
| American Pacific Mortgage Corporation | 11 | 15 |
| KodaBank | 10 | 11 |
| Fairway Independent Mort Corp | 10 | 13 |
| Wells Fargo Bank NA | 9 | 12 |
| Plaza Home Mortgage, Inc | 8 | 13 |
| US Bank, N.A. | 8 | 16 |
| Servion | 7 | 8 |
| Blaze Credit Union | 7 | 7 |
| Bell Bank | 6 | 6 |
| loanDepot.com LLC | 5 | 9 |
| Alerus Financial NA | 5 | 5 |
| Newrez LLC | 5 | 12 |
| Pennymac Loan Services LLC | 5 | 12 |
| Primelending | 4 | 6 |
| Navy Federal Credit Union | 4 | 7 |
| Gate City Bank | 4 | 4 |
| Northview Bank | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 41 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 714 | 14.1% of 594 decided |
| 2 or more minority races | under 10 | |
| Joint | 24 | no rate: base under 50 |
| Race Not Available | 89 | 21.9% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 14 | no rate: base under 50 |
| Not Hispanic or Latino | 753 | 15.4% of 629 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 106 | 23.5% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 287 | 19.7% of 228 decided |
| Female | 190 | 18.6% of 156 decided |
| Joint | 347 | 11.9% of 303 decided |
| Sex Not Available | 64 | 24.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1771 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved