Mortgage lending in Anoka County, Minnesota
Lenders in Anoka County, Minnesota reported 13,524 mortgage applications for 2025, according to the CFPB.
13,524 mortgage applications and 8,713 loans originated in 2025; the denial rate was 18.4% of 11,249 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area.
- 13,524
- Applications
- 8,713
- Loans originated
- 18.4%
- Denial rate
- 2,066 denied of 11,249 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,524 | 8,713 |
| 2024 | 12,834 | 8,291 |
| 2023 | 11,725 | 7,632 |
| 2022 | 16,801 | 10,960 |
| 2021 | 32,462 | 23,010 |
| 2020 | 34,411 | 24,134 |
| 2019 | 21,586 | 14,664 |
| 2018 | 16,890 | 11,474 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 517 | 671 |
| Bell Bank | 490 | 580 |
| Rocket Mortgage | 449 | 570 |
| Trustone Financial Credit Union | 409 | 618 |
| Blaze Credit Union | 379 | 571 |
| US Bank, N.A. | 363 | 714 |
| Crosscountry Mortgage, LLC | 300 | 377 |
| Affinity Plus Federal Credit Union | 245 | 389 |
| New American Funding, LLC. | 205 | 352 |
| Royal Credit Union | 196 | 256 |
| Wings Financial Credit Union | 187 | 301 |
| Lennar Mortgage, LLC | 184 | 223 |
| Huntington National Bank | 179 | 339 |
| Fairway Independent Mort Corp | 167 | 211 |
| Guaranteed Rate, Inc. | 150 | 209 |
| Pennymac Loan Services LLC | 149 | 238 |
| Topline Financial Credit Union | 147 | 209 |
| Wells Fargo Bank NA | 129 | 198 |
| Prosperity Home Mortgage, LLC | 120 | 145 |
| Luminate Bank | 116 | 157 |
| Granite Bank | 114 | 144 |
| Newrez LLC | 94 | 199 |
| loanDepot.com LLC | 87 | 117 |
| Everett Financial, Inc. | 85 | 106 |
| Summit Mortgage Corporation | 77 | 94 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 111 | 32.0% of 97 decided |
| Asian | 904 | 21.8% of 744 decided |
| Black or African American | 1,096 | 24.5% of 890 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 9,090 | 16.4% of 7,670 decided |
| 2 or more minority races | 49 | no rate: base under 50 |
| Joint | 300 | 11.9% of 243 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,957 | 22.7% of 1,554 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 731 | 32.5% of 606 decided |
| Not Hispanic or Latino | 10,647 | 16.9% of 8,933 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,910 | 20.8% of 1,507 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,504 | 21.6% of 3,727 decided |
| Female | 2,965 | 23.0% of 2,472 decided |
| Joint | 5,068 | 12.3% of 4,281 decided |
| Sex Not Available | 987 | 21.5% of 769 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 543 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved