Mortgage lending in Aitkin County, Minnesota
Lenders in Aitkin County, Minnesota reported 749 mortgage applications for 2025, according to the CFPB.
749 mortgage applications and 478 loans originated in 2025; the denial rate was 17.4% of 598 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Aitkin County, MN.
- 749
- Applications
- 478
- Loans originated
- 17.4%
- Denial rate
- 104 denied of 598 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 749 | 478 |
| 2024 | 665 | 450 |
| 2023 | 580 | 379 |
| 2022 | 796 | 535 |
| 2021 | 1,404 | 948 |
| 2020 | 1,447 | 988 |
| 2019 | 821 | 566 |
| 2018 | 780 | 496 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Members Cooperative Credit Union | 46 | 61 |
| Deerwood Bank | 33 | 38 |
| Rocket Mortgage | 27 | 35 |
| United Wholesale Mortgage | 19 | 27 |
| Affinity Plus Federal Credit Union | 19 | 30 |
| Granite Bank | 16 | 20 |
| Blaze Credit Union | 15 | 19 |
| Northview Bank | 15 | 33 |
| US Bank, N.A. | 14 | 36 |
| Tradition Mortgage, LLC | 13 | 13 |
| Old National Bank | 13 | 16 |
| Bell Bank | 13 | 14 |
| Trustone Financial Credit Union | 12 | 16 |
| Crosscountry Mortgage, LLC | 12 | 18 |
| New American Funding, LLC. | 9 | 11 |
| Freedom Mortgage Corporation | 7 | 12 |
| Frandsen Bank & Trust | 7 | 7 |
| Synergy One Lending, Inc. | 6 | 6 |
| loanDepot.com LLC | 6 | 8 |
| Wings Financial Credit Union | 6 | 8 |
| Compeer Financial | 5 | 5 |
| Newrez LLC | 5 | 15 |
| Fairway Independent Mort Corp | 5 | 9 |
| Wells Fargo Bank NA | 5 | 8 |
| Alerus Financial NA | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 647 | 16.9% of 520 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 76 | 29.1% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 640 | 16.6% of 518 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 92 | 23.9% of 67 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 234 | 19.3% of 171 decided |
| Female | 134 | 17.4% of 109 decided |
| Joint | 332 | 14.2% of 281 decided |
| Sex Not Available | 49 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1261 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved