Mortgage lending in Shiawassee County, Michigan
Lenders in Shiawassee County, Michigan reported 2,816 mortgage applications for 2025, according to the CFPB.
2,816 mortgage applications and 1,675 loans originated in 2025; the denial rate was 22.3% of 2,287 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Shiawassee County, MI.
- 2,816
- Applications
- 1,675
- Loans originated
- 22.3%
- Denial rate
- 511 denied of 2,287 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,816 | 1,675 |
| 2024 | 2,504 | 1,570 |
| 2023 | 2,226 | 1,345 |
| 2022 | 3,102 | 1,949 |
| 2021 | 4,571 | 3,018 |
| 2020 | 3,951 | 2,559 |
| 2019 | 2,994 | 1,915 |
| 2018 | 2,871 | 1,752 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 216 | 292 |
| Mortgage 1 Incorporated | 133 | 157 |
| Fifth Third Bank, National Association | 93 | 158 |
| Huntington National Bank | 88 | 190 |
| United Wholesale Mortgage | 78 | 104 |
| Msu Federal Credit Union | 68 | 103 |
| Dart Bank | 59 | 79 |
| Citizens Bank, NA | 57 | 99 |
| Legacy Mortgage | 52 | 71 |
| Union Home Mortgage Corp. | 37 | 44 |
| Lafcu | 35 | 63 |
| Mortgage Research Center | 30 | 57 |
| BLG Holdings, LLC | 30 | 34 |
| Pfcu | 28 | 35 |
| GreenStone Farm Credit Services | 22 | 23 |
| Dort Financial Credit Union | 20 | 36 |
| MORTGAGE300 Corporation | 20 | 26 |
| Freedom Mortgage Corporation | 20 | 38 |
| Lake Michigan Credit Union | 20 | 33 |
| New American Funding, LLC. | 19 | 47 |
| Das Acquisition Company, LLC | 19 | 27 |
| Figure Lending LLC | 18 | 31 |
| loanDepot.com LLC | 18 | 32 |
| Pennymac Loan Services LLC | 15 | 27 |
| Security Credit Union | 14 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,463 | 21.5% of 2,029 decided |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 282 | 27.8% of 212 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 63 | 33.3% of 51 decided |
| Not Hispanic or Latino | 2,412 | 22.0% of 1,969 decided |
| Joint | withheld | |
| Ethnicity Not Available | 309 | 23.1% of 238 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,181 | 22.5% of 956 decided |
| Female | 615 | 25.2% of 508 decided |
| Joint | 847 | 18.2% of 692 decided |
| Sex Not Available | 173 | 32.1% of 131 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2006 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved