Mortgage lending in Roscommon County, Michigan
Lenders in Roscommon County, Michigan reported 1,418 mortgage applications for 2025, according to the CFPB.
1,418 mortgage applications and 852 loans originated in 2025; the denial rate was 22.1% of 1,140 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Roscommon County, MI.
- 1,418
- Applications
- 852
- Loans originated
- 22.1%
- Denial rate
- 252 denied of 1,140 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,418 | 852 |
| 2024 | 1,283 | 757 |
| 2023 | 1,081 | 643 |
| 2022 | 1,534 | 964 |
| 2021 | 2,305 | 1,566 |
| 2020 | 2,118 | 1,400 |
| 2019 | 1,527 | 978 |
| 2018 | 1,495 | 912 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 102 | 144 |
| Huntington National Bank | 72 | 128 |
| United Wholesale Mortgage | 65 | 100 |
| North Central Area Credit Union | 46 | 48 |
| Ark-LA-Tex Financial Services LLC | 41 | 53 |
| Lake Michigan Credit Union | 24 | 30 |
| Mortgage Research Center | 23 | 43 |
| Mercantile Bank | 22 | 44 |
| JPMorgan Chase Bank, NA | 21 | 36 |
| Horizon Bank | 19 | 32 |
| Union Home Mortgage Corp. | 17 | 21 |
| Msu Federal Credit Union | 14 | 25 |
| Mortgage Center LC | 14 | 14 |
| Frankenmuth Credit Union | 11 | 11 |
| Dart Bank | 11 | 14 |
| Newrez LLC | 10 | 24 |
| Genisys Credit Union | 10 | 14 |
| Michigan Schools and Governmen | 10 | 14 |
| Pennymac Loan Services LLC | 9 | 16 |
| Figure Lending LLC | 8 | 15 |
| Crosscountry Mortgage, LLC | 8 | 13 |
| Legacy Mortgage | 7 | 11 |
| Credit Union One | 7 | 9 |
| Mortgage 1 Incorporated | 7 | 7 |
| First State Bank | 7 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,205 | 20.8% of 979 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 184 | 32.1% of 137 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,175 | 20.9% of 955 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 200 | 30.8% of 146 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 520 | 28.2% of 411 decided |
| Female | 264 | 29.9% of 217 decided |
| Joint | 505 | 10.3% of 418 decided |
| Sex Not Available | 129 | 29.8% of 94 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2003 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved