Mortgage lending in Newaygo County, Michigan
Lenders in Newaygo County, Michigan reported 2,247 mortgage applications for 2025, according to the CFPB.
2,247 mortgage applications and 1,332 loans originated in 2025; the denial rate was 23.4% of 1,818 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Newaygo County, MI.
- 2,247
- Applications
- 1,332
- Loans originated
- 23.4%
- Denial rate
- 426 denied of 1,818 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,247 | 1,332 |
| 2024 | 2,017 | 1,196 |
| 2023 | 1,802 | 1,048 |
| 2022 | 2,357 | 1,392 |
| 2021 | 3,114 | 2,061 |
| 2020 | 2,976 | 1,954 |
| 2019 | 2,256 | 1,392 |
| 2018 | 2,065 | 1,243 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Gerber Federal Credit Union | 139 | 202 |
| Lake Michigan Credit Union | 134 | 193 |
| Rocket Mortgage | 87 | 137 |
| Huntington National Bank | 83 | 139 |
| ChoiceOne Bank | 82 | 131 |
| Independent Bank | 79 | 126 |
| United Wholesale Mortgage | 65 | 88 |
| Fifth Third Bank, National Association | 42 | 85 |
| Guild Mortgage Company | 27 | 33 |
| Mortgage Research Center | 24 | 45 |
| Mortgage 1 Incorporated | 24 | 32 |
| Mercantile Bank | 22 | 27 |
| Union Home Mortgage Corp. | 17 | 27 |
| Adventure Credit Union | 15 | 17 |
| Newrez LLC | 15 | 35 |
| Consumers Credit Union | 15 | 28 |
| Crosscountry Mortgage, LLC | 15 | 21 |
| GreenStone Farm Credit Services | 14 | 18 |
| American Pacific Mortgage Corporation | 14 | 18 |
| Pennymac Loan Services LLC | 14 | 20 |
| Churchill Mortgage Corporation | 12 | 13 |
| Triad Financial Services, Inc. | 11 | 26 |
| Freedom Mortgage Corporation | 11 | 28 |
| First Community Mortgage, Inc. | 11 | 15 |
| VanDyk Mortgage Corporation | 11 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 16 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,901 | 22.4% of 1,542 decided |
| 2 or more minority races | under 10 | |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 281 | 29.5% of 224 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 82 | 27.7% of 65 decided |
| Not Hispanic or Latino | 1,834 | 22.2% of 1,497 decided |
| Joint | withheld | |
| Ethnicity Not Available | 300 | 30.9% of 230 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 849 | 25.6% of 696 decided |
| Female | 419 | 28.3% of 322 decided |
| Joint | 813 | 17.2% of 668 decided |
| Sex Not Available | 166 | 31.8% of 132 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1583 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved