Mortgage lending in Missaukee County, Michigan
Lenders in Missaukee County, Michigan reported 572 mortgage applications for 2025, according to the CFPB.
572 mortgage applications and 336 loans originated in 2025; the denial rate was 23.3% of 460 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Missaukee County, MI.
- 572
- Applications
- 336
- Loans originated
- 23.3%
- Denial rate
- 107 denied of 460 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 572 | 336 |
| 2024 | 494 | 276 |
| 2023 | 435 | 256 |
| 2022 | 587 | 365 |
| 2021 | 832 | 543 |
| 2020 | 744 | 448 |
| 2019 | 661 | 407 |
| 2018 | 566 | 347 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fifth Third Bank, National Association | 34 | 49 |
| Horizon Bank | 33 | 46 |
| United Wholesale Mortgage | 29 | 41 |
| Rocket Mortgage | 27 | 42 |
| Huntington National Bank | 26 | 65 |
| Independent Bank | 14 | 17 |
| Guild Mortgage Company | 13 | 18 |
| 4FRONT Credit Union | 9 | 16 |
| GreenStone Farm Credit Services | 9 | 10 |
| MORTGAGE300 Corporation | 8 | 10 |
| Lake Michigan Credit Union | 8 | 9 |
| Mortgage Research Center | 7 | 16 |
| Newrez LLC | 6 | 10 |
| Mercantile Bank | 6 | 10 |
| loanDepot.com LLC | 5 | 8 |
| Carrington Mortgage Services LLC | 5 | 11 |
| North Central Area Credit Union | 4 | 4 |
| Navy Federal Credit Union | 4 | 8 |
| Mortgage Center LC | 4 | 4 |
| Figure Lending LLC | 3 | 7 |
| Msu Federal Credit Union | 3 | 3 |
| Mortgage 1 Incorporated | 3 | 7 |
| American Pacific Mortgage Corporation | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 13 |
| Union Home Mortgage Corp. | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 494 | 24.3% of 404 decided |
| Joint | under 10 | |
| Race Not Available | 66 | 18.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 481 | 23.4% of 394 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 71 | 17.6% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 231 | 24.2% of 178 decided |
| Female | 113 | 35.9% of 92 decided |
| Joint | 196 | 16.9% of 166 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1769 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved