Mortgage lending in Mecosta County, Michigan
Lenders in Mecosta County, Michigan reported 1,651 mortgage applications for 2025, according to the CFPB.
1,651 mortgage applications and 1,004 loans originated in 2025; the denial rate was 21.4% of 1,346 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mecosta County, MI.
- 1,651
- Applications
- 1,004
- Loans originated
- 21.4%
- Denial rate
- 288 denied of 1,346 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,651 | 1,004 |
| 2024 | 1,436 | 859 |
| 2023 | 1,317 | 782 |
| 2022 | 1,795 | 1,112 |
| 2021 | 2,550 | 1,663 |
| 2020 | 2,277 | 1,499 |
| 2019 | 1,679 | 1,046 |
| 2018 | 1,558 | 1,027 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Isabella Bank | 92 | 116 |
| Huntington National Bank | 84 | 132 |
| Rocket Mortgage | 68 | 101 |
| Lake Michigan Credit Union | 53 | 75 |
| Union Home Mortgage Corp. | 51 | 65 |
| United Wholesale Mortgage | 43 | 65 |
| Independent Bank | 39 | 54 |
| Fifth Third Bank, National Association | 35 | 60 |
| Horizon Bank | 34 | 48 |
| Mercantile Bank | 33 | 52 |
| Wmcu | 27 | 43 |
| Dart Bank | 25 | 42 |
| American Pacific Mortgage Corporation | 25 | 39 |
| GreenStone Farm Credit Services | 21 | 22 |
| Guild Mortgage Company | 21 | 24 |
| Mortgage Research Center | 12 | 33 |
| Success Mortgage Partners, Inc | 12 | 13 |
| State Savings Bank | 12 | 13 |
| Adventure Credit Union | 9 | 11 |
| Consumers Credit Union | 9 | 12 |
| Pennymac Loan Services LLC | 9 | 17 |
| Navy Federal Credit Union | 8 | 16 |
| Mortgage 1 Incorporated | 8 | 13 |
| First Community Mortgage, Inc. | 7 | 8 |
| Northpointe Bank | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| White | 1,399 | 21.2% of 1,147 decided |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 205 | 19.8% of 162 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 29 | no rate: base under 50 |
| Not Hispanic or Latino | 1,383 | 21.1% of 1,137 decided |
| Joint | withheld | |
| Ethnicity Not Available | 228 | 21.9% of 183 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 554 | 23.2% of 449 decided |
| Female | 380 | 26.3% of 300 decided |
| Joint | 589 | 16.7% of 497 decided |
| Sex Not Available | 128 | 22.0% of 100 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1768 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved