Mortgage lending in Mackinac County, Michigan
Lenders in Mackinac County, Michigan reported 220 mortgage applications for 2025, according to the CFPB.
220 mortgage applications and 128 loans originated in 2025; the denial rate was 22.8% of 171 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mackinac County, MI.
- 220
- Applications
- 128
- Loans originated
- 22.8%
- Denial rate
- 39 denied of 171 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 220 | 128 |
| 2024 | 234 | 148 |
| 2023 | 199 | 120 |
| 2022 | 263 | 149 |
| 2021 | 455 | 284 |
| 2020 | 411 | 242 |
| 2019 | 307 | 185 |
| 2018 | 251 | 131 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 22 | 31 |
| Huntington National Bank | 9 | 11 |
| Nicolet National Bank | 6 | 8 |
| Mortgage Research Center | 6 | 11 |
| Lake Michigan Credit Union | 6 | 6 |
| 4FRONT Credit Union | 5 | 8 |
| United Wholesale Mortgage | 5 | 7 |
| GreenStone Farm Credit Services | 4 | 6 |
| New Day Financial, LLC. | 3 | 6 |
| JPMorgan Chase Bank, NA | 3 | 5 |
| 1ST State Bank | 2 | 2 |
| RBC Bank (Georgia), N.A. | 2 | 2 |
| Msu Federal Credit Union | 2 | 2 |
| Old National Bank | 2 | 2 |
| Newrez LLC | 2 | 2 |
| Bank of England | 2 | 2 |
| Lower, LLC | 2 | 3 |
| BLG Holdings, LLC | 2 | 2 |
| Amerisave Mortgage Company | 2 | 6 |
| Citizens Bank, NA | 2 | 4 |
| Mercantile Bank | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 3 |
| Figure Lending LLC | 1 | 2 |
| West Shore Bank | 1 | 1 |
| Honor Credit Union | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 156 | 20.2% of 124 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 41 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 173 | 21.9% of 137 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 65 | 26.9% of 52 decided |
| Female | 55 | no rate: base under 50 |
| Joint | 70 | 12.1% of 58 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1579 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved